irs program accomplishments · form 990 part iii · fy2024
What they reported doing
- #1 primary $2.89MMEDICAL PRESCRIPTION COVERAGE
- #2 $11.78MVISION CARE COVERAGE
named programs · 5 · from sources
What they call their work
COBRA Continuation Coverage
Continuation of dental and vision benefits for up to 36 months following qualifying events such as termination of employment or divorce; administered directly by EBF.
EBF Dental Coverage
Dental insurance plan offering coverage through a network of participating providers; available to CSEA members and dependents with benefits negotiated through collective bargaining agreements.
EBF Vision Coverage
Vision insurance plan with a national network of over 10,000 providers; includes coverage for exams, frames, lenses, and medically necessary vision changes under the Additional Services Program.
Reimbursement Benefits
Employer-negotiated benefits including hearing aid, legal, maternity, prescription drug co-pay, and physician co-pay reimbursements; claims submitted directly to EBF for processing.
Retiree Dental and Vision Programs
Post-employment benefit plans allowing retirees to continue dental and vision coverage by paying monthly fees; requires enrollment within 90 days of retirement or COBRA expiration.
activities · 4 groups
What they do
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Union and Association Benefit Funds 5 activities
- Administer dental and vision benefits for CSEA-represented public employees and dependentsProvides comprehensive dental and vision coverage to eligible CSEA members, their families, and dependents across New York State, including through multiple plan options with varying annual maximums and coverage features. Dental plans include orthodontic coverage and allowances for implants, while vision plans offer no-cost routine exams, eyeglasses, or contact lenses through a national network of providers.
- Administer retiree dental and vision benefitsProvides dental and vision benefits to retirees from New York State bargaining units and the Unified Court System, including an annual dental maximum of $2,000, allowances for dental implants, and annual vision benefits covering one exam and one pair of glasses or contact lenses.
- Deliver trauma and occupational assault insurance benefitsProvides workplace security insurance and trauma benefits for members experiencing criminal assault, hostage situations, or assault-related accidental death during occupational duties, with tiered payouts of up to $10,000 depending on incident severity.
- Provide prescription drug and co-pay reimbursement benefitsOffers annual reimbursement for prescription drug and physician co-pays up to $400 per family, contingent on minimum out-of-pocket spending thresholds, and provides similar support for full-time members and retirees as part of its benefit package.
- Support maternity and hearing aid benefitsProvides a $300 maternity benefit to full-time members upon the birth of a child and offers up to $150 per ear every three years toward the cost of hearing aids for full-time members.
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Patient Portal and Digital Health Access 1 activity
- Operate member and provider support servicesRuns customer service operations for benefit inquiries and claims during business hours, maintains online portals for members and dental providers, offers digital access to Explanation of Benefits (EOBs), plan materials, and forms, and provides tools for benefits administrators and supply requests.
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Annual Financial and Activity Reporting 1 activity
- Produce annual reports and maintain data privacy safeguardsProduces an annual report documenting organizational activities and financials, and implements strict data privacy protections, limiting access to personal information to authorized personnel and contracted partners only.
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Uncategorized 1 activity
- Conduct outreach and educational support for members and bargaining unitsMakes Marketing Representatives available at workplace events and delivers educational presentations at membership meetings, health fairs, and information days to support CSEA members and assist in contract negotiations with benefit comparisons and detailed plan presentations.
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financials · form 990 · fy2024
revenue
Total revenue$174.62M
Contributions & grants$00%
Program service revenue$165.19M95%
Investment income$9.43M5%
Other revenue$0
expenses
Total expenses$153.36M
Program expenses—
Admin / overhead—
Fundraising—
Salaries & benefits$8.00M
Grants paid out$0
Largest expense lineCompensation
balance sheet
Total assets$324.42M
Cash$6.79M
Investments$287.54M
Liabilities$18.03M
Net assets$306.39M
Liquid reserves23.0 mo
6 years on record · 2019–2024 · YoY revenue +7.0%
leadership · form 990 part vii · fy2024
Who runs it
paid leadership · 10
| Name | Title | Hours/wk | Compensation |
|---|---|---|---|
| WILLIAM HOWARD | EXECUTIVE DIRECTOR | 38 | $278K |
| JANE BALANDER | DIRECTOR OF HR | 38 | $272K |
| LISA BRENNAN | FORMER DIRECTOR OF FINANCE | 38 | $240K |
| MARY E SULLIVAN | CHAIRPERSON | 5 | $168K |
| LESTER I CROCKETT | TREASURER | 5 | $59K |
| RICHARD BEBO | TRUSTEE | 5 | $59K |
| KENNETH GREENLEAF | TRUSTEE | 5 | $55K |
| FAYE WILKIE-FIELDS | TRUSTEE | 5 | $2K |
| LYNN GAMACHE | SECRETARY | 5 | $2K |
| ROBERT PAZIK | TRUSTEE | 5 | $2K |
relationships · 13
Who they work with
- CSEA Government — CSEA President chairs the EBF, and the fund serves CSEA-represented employees across New York State.
- CSEA Network — Core affiliate organization representing members served by the EBF
- CSEA Network — EBF serves CSEA members through regional and state-level benefits specialists.
- CSEA Network — Provides benefits to CSEA members under collectively bargained agreements.
- CSEA Network — Provides vision and dental benefits to Local Government CSEA units through EBF plans.
- Dental Provider Portal Partner — Secure online platform used to deliver services to affiliated dental providers
- Erie County Partner — New member jurisdiction whose employees are now covered by EBF plans.
- New York Life Insurance Company Government — Underwrites the Workplace Security program for CSEA EBF members.
- Pearl Insurance Partner — Administers the Workplace Security Benefits program for CSEA EBF members.
- Pearl Insurance Partner — Administers the Workplace Security program providing trauma insurance for CSEA members.
- Unified Court System Government — Administers retiree benefits negotiated by CSEA and fully funded by the employer for Unified Court System employees.
- Unified Court System Partner — Negotiating partner in benefit enhancements for court system employees.
- contracted business partners Partner — Contracted business partners are authorized to access member information for the purpose of administering services, claims, or account management.
strategies · 3
How they approach the work
Named approaches extracted from this org’s sources. Where others share an approach, follow it to see the full set of orgs running it.
- Collectively Bargained, Not-for-Profit Trust Modelmethodology: collectively_bargained_benefitsBy structuring as a collectively bargained, not-for-profit labor trust, the fund secures competitively priced dental and vision benefits through strong provider networks and sustainable cost management, because collective bargaining aligns employer-employee interests and removes profit incentives that drive up costs.
- Negotiation- and Education-Driven Member Supportmethodology: negotiation-support modelBy deploying regional benefits specialists to support contract negotiations and conducting in-person member education, the fund improves benefit adoption and decision-making, because targeted outreach empowers stakeholders with actionable data and increases engagement in benefit utilization.
- Participating Provider Network with Incentivized Cost Controlmethodology: participating_provider_networkBy contracting with a network of participating providers who accept fixed fee schedules and pre-authorization protocols, the fund eliminates out-of-pocket costs for members and ensures cost-effective care, because provider agreements reduce administrative overhead and utilization management prevents unnecessary expenditures.