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approach

Pooled Trust for Benefits Preservation

By establishing and managing pooled special needs or income trusts, individuals with disabilities retain eligibility for public benefits like Medicaid and SSI while accessing supplemental financial support, because these trusts legally isolate assets from means-tested program calculations. This strategy leverages a specific legal and financial structure—the pooled trust—to resolve the tension between needing long-term care funding and qualifying for means-tested government benefits. What distinguishes it from other financial support models is its strict adherence to federal and state fiduciary regulations, enabling asset pooling for cost efficiency and investment growth without disqualifying beneficiaries. Multiple organizations replicate this model with slight variations, confirming a shared theory of change centered on regulatory compliance as a pathway to sustained care and independence.

16
orgs running it
71
activities of those orgs
12
activity groups touched
who runs it

Organizations running this strategy · 16

what it looks like in practice

Activities of orgs running this strategy

A sample of programmatic activities from the orgs above — what the strategy looks like on the ground.

  • Administers pooled income and asset trusts for disabled individuals LCG COMMUNITY SERVICES INC DEBTOR
    direct service
    Provides pooled income and asset trust services through LCG Community Trusts to help disabled individuals maintain financial eligibility for government benefits, enabling them to remain and thrive in their communities.
  • Provides guardianship services for incapacitated individuals LCG COMMUNITY SERVICES INC DEBTOR
    direct service
    Provides comprehensive guardianship services for individuals deemed incapacitated by New York State Supreme Court justices, using legal, financial, and social service personnel to support care while minimizing impact on clients' estates.
  • Administers an exempt trust for disabled individuals THE NYSARC TRUST - EXEMPT FUND
    direct service
    Manages and administers a special needs trust designed to serve disabled individuals, ensuring financial resources are available without compromising eligibility for public benefits.
  • Provides pooled income and asset trust services for disabled individuals GUARDIANS OF OUR CHILDREN INC
    direct service
    Manages pooled income and asset trust services to help disabled individuals maintain financial eligibility for government benefits.
  • Conduct educational outreach and training programs DISABLED AND ALONELIFE SERVICES FOR THE HANDICAPPED
    direct service
    Provides educational seminars, workshops, and exhibits for families of individuals with disabilities, along with direct communication to address individual needs and special circumstances as part of ongoing support and engagement.
  • Deliver personal advocacy and oversight services DISABLED AND ALONELIFE SERVICES FOR THE HANDICAPPED
    direct service
    Provides individualized personal advocacy through trained Personal Advocates who serve as voices for individuals with disabilities, prevent isolation, offer emergency supports, and conduct ongoing housing advocacy to improve living conditions. Advocates operate based on family plans and client-specific needs.
  • Establish and manage supplemental needs trusts DISABLED AND ALONELIFE SERVICES FOR THE HANDICAPPED
    direct service
    Provides First and Third Party Supplemental Needs Trust services to help individuals with disabilities maintain eligibility for SSI, Medicaid, and other government benefits. Trust accounts are opened within approximately two weeks, with expedited access to pooled trusts and minimal costs, and include monthly statements and automatic bill payment services.
  • Maintain ongoing client and donor relationships through membership and accountability programs DISABLED AND ALONELIFE SERVICES FOR THE HANDICAPPED
    direct service
    Offers Keeping Connected and Annual Membership programs to maintain family engagement, provide input on services, and support program improvement. Also provides refund of contributions under specific conditions and ensures transparency through annual audits and public filings (Form 990, CHAR 500).
  • Provide future care planning and family support services DISABLED AND ALONELIFE SERVICES FOR THE HANDICAPPED
    direct service
    Helps families plan for the future care of loved ones with disabilities by creating Planning Journals and Letters of Intent, developing comprehensive budgets, and recording vital personal and medical information. Services include free initial consultations and ongoing development of life plans tailored to individual needs.
  • Delivering day habilitation and community participation services AHRC HOME CARE SERVICES INC
    direct service
    Operates Day Habilitation programs that support adults with intellectual and developmental disabilities, autism, and traumatic brain injury to engage in community life through structured activities, skill-building, and socialization.
  • Delivering individualized in-home support services AHRC HOME CARE SERVICES INC
    direct service
    Provides personalized in-home services such as Community Habilitation, In-Home Respite, Individual Services and Supports, and behavior management for children and adults with developmental disabilities, aimed at promoting independence and family support.
  • Delivering substance use prevention and cross-system care services AHRC HOME CARE SERVICES INC
    direct service
    Provides drug and alcohol prevention, education, and referral services through the PEIR and Cross System Care Collaboration programs for individuals with intellectual and developmental disabilities or traumatic brain injury.
  • Engaging in community service and outreach partnerships AHRC HOME CARE SERVICES INC
    direct service
    Participates annually in community service activities on Martin Luther King Day, partners with NY Restoration Project to install Little Free Libraries, and collaborates with local organizations to exhibit artists’ work and strengthen community connections.
  • Managing special needs trusts AHRC HOME CARE SERVICES INC
    direct service
    Operates two types of pooled special needs trusts in New York State that allow individuals with disabilities or their families to preserve assets from settlements, inheritance, or lump-sum payments while maintaining eligibility for government benefits; requires a $10,000 minimum contribution and manages disbursements for quality-of-life expenses through appointed trustees and Key Bank investments.
  • Offering recreation, camping, and leisure programs AHRC HOME CARE SERVICES INC
    direct service
    Provides year-round recreational activities, day and sleepaway camps for over 50 years, and vacation opportunities for children and adults with developmental disabilities to promote socialization, skill development, and family respite across New York City.
  • Operating educational programs for students with developmental disabilities AHRC HOME CARE SERVICES INC
    direct service
    Runs schools for students ages 3 to 22 with developmental disabilities and offers a fully inclusive college program in New York City, providing structured education and transition opportunities.
  • Operating performing arts programs AHRC HOME CARE SERVICES INC
    direct service
    Manages a performing arts group with over 150 members that produces annual musical theater performances, including adaptations of Peter Pan, Cinderella, and The Wizard of Oz, presented live and virtually at theaters, schools, and community centers in New York City.
  • Operating respite care programs AHRC HOME CARE SERVICES INC
    direct service
    Offers a range of respite services including hourly in-home respite, overnight emergency respite in Manhattan and Queens, School Holiday Respite day camps for children aged 5–14, Weekend Hotel Respite in Nanuet for adults, one-week vacation trips, and a 5-bed Crisis Respite Transition Program to support families and ensure safe hospital discharge.