irs program accomplishments · form 990 part iii · fy2024
What they reported doing
- #1 primary $2.40MSPECIAL NEEDS POOLED TRUST SERVICES ASSISTING PEOPLE WITH MEDICAID ELIGIBILITY. LIFE ASSISTS ELDERLY AND DEVELOPMENTALLY AND PHYSICALLY DISABLED CLIENTS BY MANAGING THEIR MONEY IN AN IRREVOCABLE POOLED INCOME TRUST. LIFE PAYS BILLS ON BEHALF OF THESE CLIENTS FOR ALLOWABLE EXPENSES.
- #2 $327KA FORECLOSURE PREVENTION PROGRAM DESIGNED TO GIVE FREE FORECLOSURE COUNSELING AND FORECLOSURE DEFENSE TO PRIMARY HOUSE HOMEOWNERS WHO ARE AFFECTED IN NASSAU COUNTY, FORECLOSURE DENFENSE IN THE MANDATORY SETTLEMENT PART IN NASSAU COUNTY SUPREME COURT.
named programs · 3 · from sources
What they call their work
Early Learn
Free and low-cost daycare programs for economically disadvantaged children ages 2.9–5 in Brooklyn, operating four childcare centers and a home-based care network serving nearly 500 children.
Foreclosure Prevention
Provides free foreclosure counseling and legal defense in mandatory settlement proceedings at Nassau County Supreme Court for homeowners facing mortgage difficulties.
Medicaid Pooled Trust
Manages irrevocable pooled income trusts for elderly and disabled individuals to maintain Medicaid eligibility, paying allowable expenses on behalf of clients.
activities · 4 groups
What they do
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Supplemental Needs Trust Management 1 activity
- Operating a Medicaid Pooled Trust for people with disabilities and elderly individualsManages an irrevocable pooled income trust to help people with disabilities and elderly clients maintain Medicaid eligibility by managing their funds and paying allowable expenses on their behalf.
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Early Childhood Education & Development Programs 1 activity
- Operating child care centers for economically disadvantaged childrenRuns four child care centers in Bushwick, Coney Island, and Williamsburg, Brooklyn, providing free and low-cost day care programs for nearly 300 children ages 2.9 to 5. Also offers home-based child care services to 180 children in Brooklyn.
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CACFP Meal Service and Administration 1 activity
- Providing daily meals to children in care programsProvides two nutritious meals and a snack daily to qualifying children enrolled in its child care programs.
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First-Time Homebuyer Support Services 1 activity
- Providing foreclosure prevention counseling and legal defenseOffers free foreclosure counseling and legal defense to homeowners facing foreclosure, particularly in mandatory settlement proceedings in Nassau County Supreme Court, for individuals experiencing mortgage difficulties.
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financials · form 990 · fy2024
revenue
Total revenue$10.75M
Contributions & grants$3.21M30%
Program service revenue$51K0%
Investment income$00%
Other revenue$7.49M
expenses
Total expenses$6.87M
Program expenses82%
Admin / overhead18%
Fundraising0%
Salaries & benefits$5.09M
Grants paid out$0
Largest expense lineCompensation
balance sheet
Total assets$34.20M
Cash$33.98M
Investments$0
Liabilities$11.32M
Net assets$22.88M
Liquid reserves59.4 mo
6 years on record · 2019–2024 · YoY revenue -6.2%
leadership · form 990 part vii · fy2024
Who runs it
board members · 8
- AMANDA SCHIFF — FISCAL DIRECTOR
- ARIEL MILGROOM — BOARD MEMBER
- JUDGE DARLENE HARRIS — BOARD CHAIRMAN & PRESIDENT
- LARRY IROM — BOARD MEMBER
- LISA HECHT — PRESIDENT & BOARD MEMBER
- MIGUEL QUINONES — DAPC CHAIRPERSON & BOARD MEMBER
- RICHARD PENZER — SECRETARY & BOARD MEMBER
- STEVEN TILLMAN — TREASURER & BOARD MEMBER
relationships · 5
Who they work with
- City of New York Government — Contracts LIFE to operate EarlyLearn child care programs.
- NYS Dept. of Labor Government — Entity through which discrimination complaints can be filed against the Labor Department in New York
- Nassau County Supreme Court Government — Provides foreclosure defense services within the mandatory settlement part of Nassau County Supreme Court.
- US Department of Labor Civil Rights Center Government — Federal entity to which discrimination complaints can be directed
- USDA Government — Provides guidance for filing civil rights complaints related to USDA programs
strategies · 4
How they approach the work
Named approaches extracted from this org’s sources. Where others share an approach, follow it to see the full set of orgs running it.
- Asset Management for Medicaid Eligibilitymethodology: pooled trust for Medicaid eligibilityBy using irrevocable pooled income trusts, the organization enables elderly and disabled individuals to retain access to Medicaid while covering essential living and medical expenses, because structured financial vehicles allow compliance with asset limits without sacrificing quality of care or financial stability.
- Community-Based Nonprofit Modelmethodology: community-based_nonprofit_modelBy delivering services through a localized, non-sectarian nonprofit structure, the organization builds trust and ensures culturally competent, long-term support for vulnerable populations in Nassau County and New York City, because proximity and community integration increase engagement and service continuity.
- Foreclosure Prevention Through Integrated Legal and Counseling Servicesmethodology: foreclosure prevention through counseling and legal defenseBy combining free financial counseling with direct legal representation in mandatory settlement proceedings, the organization prevents residential foreclosures because early intervention and legal advocacy together address both financial distress and systemic inequities in housing preservation.
- Holistic Early Childhood Developmentmethodology: holistic early childhood developmentBy integrating educational, social, and emotional development in early childhood programs, the organization produces stronger developmental outcomes for children and improved family stability, because comprehensive support during formative years addresses root causes of disadvantage and builds foundational resilience.