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HABITAT FOR HUMANITY NYC FUND INC

NEW YORK, NY · EIN 384028626 · Form 990 · FY2024 · NTEE L12 · Housing & Shelter · Small ($100K-$1M) · habitatnycwc.org
revenue
$412K
expenses
$553K
net assets
$3.6M
employees
0
volunteers
9
program ratio
82%
mission · from form 990

TO PROMOTE COMMUNITY DEVELOPMENT AND HOMEOWNERSHIP AND TO EXPAND THE AVAILABILITY OF AFFORDABLE HOUSING BY PROVIDING FINANCING AND TECHNICAL ASSISTANCE AND OTHER EDUCATIONAL AND DEVELOPMENTAL SERVICES.

profile · synthesized from sources

Habitat for Humanity NYC and Westchester supports low- and moderate-income families in New York City and Westchester County through affordable homeownership, housing preservation, and home repair programs. The organization helps first-time homebuyers purchase homes, preserves existing affordable housing cooperatives, and provides critical repairs for seniors and people with disabilities. It also runs specialized initiatives for aging in place, flood resilience, and accessory dwelling units to promote long-term stability and equity.

named programs · 5 · from sources

What they call their work

Aging in Place
Offers critical home repairs for seniors to improve safety, accessibility, and independence in their homes
First Time Homebuyer Program
Assists low- and moderate-income individuals and families in purchasing affordable homes in Brooklyn and Westchester through subsidized financing and sweat equity requirements
Flood Relief Program
Provides emergency home repairs and resilience upgrades for homeowners vulnerable to flooding due to climate change and aging infrastructure
Housing Preservation Program
Provides technical assistance and bridge financing to HDFC co-ops to prevent foreclosure and maintain long-term affordability
Plus One ADU Program
Supports families in building accessory dwelling units to provide independent living spaces for relatives with disabilities
activities · 8 groups

What they do

  • Housing Policy Advocacy & Tenant Organizing 1 activity
    • Advocating for affordable housing policies and funding
      Engages faith and community partners in advocacy campaigns that influence public policy and secure public funding. Achievements include contributing to the Affordable Housing Retention Act, City of Yes zoning reforms, and securing millions in state and city funding for key homeownership programs.
  • Affordable Home Construction & Rehabilitation 1 activity
    • Constructing and preserving affordable housing
      Builds and preserves affordable homes for low-income families through new construction, rehabilitation, and tenant-to-ownership conversion programs. Since 1984, served over 5,300 families through these initiatives.
  • Volunteer Mobilization for Community Improvement 1 activity
    • Engaging volunteers in construction and community programs
      Mobilizes volunteers from faith-based and community groups for construction projects, office support, donor outreach, and community events such as home dedications and information sessions.
  • Capital Infrastructure Funding 1 activity
    • Funding accessory dwelling unit (ADU) development
      Funds the creation or legalization of accessory dwelling units by awarding grants of up to $125,000 to cover hard and soft costs.
  • Discount Retail for Reuse 1 activity
    • Operating ReStore retail locations and donation programs
      Runs ReStore locations that accept and sell donated building materials and home goods, supported by volunteers who assist with sales, customer service, and donation processing.
  • First-Time Homebuyer Support Services 1 activity
    • Providing financial and technical assistance for homeownership
      Offers bridge loans, direct financing, and technical support to help low-income residents and HDFC co-ops access affordable homeownership and building ownership. Examples include a $500,000 tax-refund-access loan and a $360,000 soft-cost loan for an HDFC.
  • Home Accessibility Modifications 1 activity
    • Supporting seniors through home modifications
      Provides home upgrades for seniors to improve quality of life, safety, and energy efficiency, including critical repairs such as staircase rehabilitation through the Aging in Place program.
  • Uncategorized 1 activity
    • Providing disaster recovery grants for homeowners
      Offers grants to homeowners in Westchester County to repair damage from Hurricane Ida, reimburse prior repairs, and implement future water-damage mitigation measures.
financials · form 990 · fy2024
revenue
Total revenue$412K
Contributions & grants$123K30%
Program service revenue$276K67%
Investment income$00%
Other revenue$13K
expenses
Total expenses$553K
Program expenses82%
Admin / overhead18%
Fundraising0%
Salaries & benefits$370K
Grants paid out$0
Largest expense lineCompensation
balance sheet
Total assets$5.38M
Cash$1.74M
Investments$0
Liabilities$1.75M
Net assets$3.63M
Liquid reserves37.9 mo
6 years on record · 2019–2024 · YoY revenue -53.8%
leadership · form 990 part vii · fy2024

Who runs it

paid leadership · 2
NameTitleHours/wkCompensation
CHRISTOPHER ILLUM SECRETARY 4 $187K
STEVEN GOLDGRAB TREASURER / CFO (OUTGOING) 1 $186K
board members · 11
  • ALEXA SEWELL — BOARD MEMBER (OUTGOING)
  • AMIR KIRKWOOD — BOARD MEMBER
  • BRAIN HSU — CHAIR
  • CHRISTIE PEALE — BOARD MEMBER
  • CHRISTINE MCGUINNESS — BOARD MEMBER
  • FATHER STEPHEN MIMNAUGH OFM — BOARD MEMBER
  • MARIAN ZUCKER — BOARD MEMBER
  • MARK STREB — BOARD MEMBER
  • MARY ROBINSON — BOARD MEMBER (OUTGOING)
  • OSAZE ROMANY — BOARD MEMBER
  • TIBITA KANEENE — BOARD MEMBER
relationships · 18

Who they work with

  • Aging in Place program sponsors Partner — Sponsors of the Aging in Place program
  • Brooklyn Law School Partner — Provided pro bono legal services in partnership with Habitat NYC and Westchester on housing preservation cases.
  • Brooklyn Law School Partner — Provided pro bono legal services in partnership with Habitat NYC and Westchester on housing preservation efforts.
  • City Limits Partner — Partnered with City Limits for public discussion on affordable homeownership, featuring Habitat's Chief Strategy Officer in a public forum.
  • Cortlandt Partner — One of the municipalities where homeowners are eligible to apply for the Plus One ADU grant.
  • Croton-on-Hudson Partner — One of the municipalities where homeowners are eligible to apply for the Plus One ADU grant.
  • Dobbs Ferry Partner — One of the municipalities where homeowners are eligible to apply for the Plus One ADU grant.
  • Governor Kathy Hochul Government — Collaborated with Governor Hochul's administration to advance housing legislation, including the Affordable Housing Retention Act.
  • Habitat for Humanity International Network — Independent affiliate of Habitat for Humanity International.
  • Habitat for Humanity International Network — Participates in Habitat for Humanity International’s tithe program, contributing funding for international development programs.
  • Hastings-on-Hudson Partner — One of the municipalities where homeowners are eligible to apply for the Plus One ADU grant.
  • Irvington Partner — One of the municipalities where homeowners are eligible to apply for the Plus One ADU grant.
  • Kramer Levin Naftalis & Frankel LLP Partner — Provided pro bono legal services in partnership with Habitat NYC and Westchester on housing preservation cases.
  • Kramer Levin Naftalis & Frankel LLP Partner — Provided pro bono legal services in partnership with Habitat NYC and Westchester on housing preservation efforts.
  • New York City Council Government — Collaborated with Habitat NYC and Westchester through two City Councilmembers to secure tax relief and financing for an HDFC co-op.
  • New York State Homes and Community Renewal Partner — Partnered to launch the Ida Homeowner Repair and Reimbursement Program.
  • Scarsdale Golf Club Partner — Hosted the 2026 Golf Outing event in partnership with Habitat NYC and Westchester.
  • Yorktown Partner — One of the municipalities where homeowners are eligible to apply for the Plus One ADU grant.
strategies · 5

How they approach the work

Named approaches extracted from this org’s sources. Where others share an approach, follow it to see the full set of orgs running it.

  • Catalytic Financing and Public-Private Partnerships
    methodology: catalytic_financing
    By deploying targeted community loans and partnering with government agencies, the organization unlocks larger institutional investments for housing rehabilitation and disaster recovery, because small, strategic capital infusions can trigger scalable public and private co-investment.
  • Collaborative Housing Preservation Model
    methodology: collaborative_housing_preservation
    By forming sustained partnerships with public officials and pro bono legal providers, the organization resolves complex structural and financial challenges in affordable housing preservation, because durable solutions require coordinated expertise and shared responsibility.
  • Community-Driven Development with Volunteer Engagement
    methodology: community-driven development
    By mobilizing volunteer labor and community partnerships, the organization reduces construction and operational costs while fostering local ownership and resilient communities, because engaged communities produce more sustainable housing outcomes.
  • Integrated Service and Advocacy Model
    methodology: integrated-service-and-advocacy
    By combining direct homebuilding, preservation, and repair services with systemic advocacy and movement-building, the organization advances housing justice and increases access to affordable homeownership because change requires both immediate relief and long-term structural reform.
  • Permanent Affordability through Regulatory Enforcement
    methodology: permanent_affordable_housing
    By using long-term regulatory agreements and compliance monitoring, the organization ensures accessory dwelling units (ADUs) remain affordable and well-maintained over time, because enforceable legal mechanisms are necessary to prevent displacement and maintain community benefit.