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HABITAT FOR HUMANITY NEW YORK CITY AND WESTCHERSTER COUNTY INC
NEW YORK, NY · EIN 112857055 · Form 990 · FY2024 · NTEE L20 · Housing & Shelter · Medium ($1M-$10M)
revenue
$8.5M
expenses
$6.8M
net assets
$3.8M
employees
60
volunteers
1,000
program ratio
63%
mission · from form 990

HABITAT FOR HUMANITY NEW YORK CITY AND WESTCHESTER COUNTY BUILDS AND PRESERVES PERMANENTLY AFFORDABLE HOMEOWNERSHIP OPPORTUNITIES BY DEVELOPING NEW HOMES, REHABILITATING AND FINANCING EXISTING HOUSING, AND ADVOCATING FOR PRACTICAL HOUSING POLICIES THAT STRENGTHEN COMMUNITIES. WE SERVE PRIMARILY LOW-TO-MODERATE-INCOME NEW YORKERS EARNING ROUGHLY 50 TO 90 PERCENT OF AREA MEDIAN INCOME. SINCE OUR INCEPTION, HABITAT NYC AND WESTCHESTER HAS SERVED MORE THAN 5,300 FAMILIES THROUGH OUR HOMEOWNERSHIP AND HOUSING PRESERVATION PROGRAMS.

profile · synthesized from sources

Habitat for Humanity New York City and Westchester County builds and preserves permanently affordable homeownership opportunities for low- to moderate-income New Yorkers earning 50 to 90 percent of area median income. The organization constructs new homes, rehabilitates existing housing, and supports tenant-owned co-ops through affordable preservation services. It operates in New York City and Westchester County, with funding from private contributions and public subsidies.

irs program accomplishments · form 990 part iii · fy2024

What they reported doing

  1. #1 primary $919K
    WASTE DIVERSION: THE HABITAT FOR HUMANITY RESTORE IN YONKERS, WESTCHESTER COUNTY, HELPS BUILD HOMES AND REDUCE WASTE. THE RESTORE ACCEPTS DONATIONS OF NEW AND GENTLY USED ITEMSSUCH AS FURNITURE, APPLIANCES, HOME DECOR, AND BUILDING MATERIALSTO SELL AT REDUCED PRICES. BY THE END OF THE FISCAL YEAR ENDING JUNE 2025, THE RESTORE DIVERTED 3,325 TONS OF WASTE FROM THE LANDFILL. RESTORES ARE NONPROFIT HOME IMPROVEMENT STORES AND DONATION CENTERS WHOSE PROCEEDS DIRECTLY SUPPORT HABITAT'S WORK BUILDING, PRESERVING, AND ADVOCATING FOR AFFORDABLE HOUSING.
  2. #2 $634K
    FIRST-TIME HOMEBUYER PROGRAM: HOMEOWNERSHIP IS ESSENTIAL FOR FAMILIES TO BUILD STRENGTH, STABILITY AND SELF-DETERMINATION. WITH SO MANY FAMILIES BEING PRICED OUT OF AN INCREASINGLY EXPENSIVE RENTAL MARKET, WE BELIEVE THAT WORKING-CLASS NEW YORKERS DESERVE ACCESS TO PURCHASE A SAFE, AFFORDABLE HOME. THAT'S WHY DEVELOPING BOTH SINGLE-FAMILY HOMES AND MULTI-FAMILY BUILDINGS FOR LOW- TO MODERATE-INCOME NEW YORKERS IS AT THE VERY HEART OF OUR MISSION. FOR THE FISCAL YEAR ENDED JUNE 2025, WE COMPLETED AND SOLD AN AFFORDABLE CO-OP UNIT IN BROOKLYN. WE CONTINUED WITH THE CONSTRUCTION OF NYC'S FIRST NEW CONSTRUCTION PROJECT ON INTERBORO COMMUNITY LAND TRUST. 13 VACANT, DILAPIDATED HOUSES WERE DEMOLISHED AND ARE BEING TRANSFORMED INTO 13 MODULAR AND 3 REHABILITATED SOLAR POWERED, PERMANENTLY AFFORDABLE HOMES TO BE SOLD TO QUALIFIED HOMEBUYERS. HABITAT NYC AND WESTCHESTER CONTINUED TO DEVELOP AN EXTENSIVE PIPELINE OF 451 HOUSING UNITS. ALL LOCATIONS ARE FINANCED BY PRIVATE CONTRIBUTIONS AND PUBLIC SUBSIDIES PROVIDED BY THE CITY AND STATE OF NEW YORK.
named programs · 3 · from sources

What they call their work

First-Time Homebuyer Program
Develops single-family homes and multi-family buildings for low- to moderate-income New Yorkers, offering them the opportunity to purchase safe, affordable homes through new construction and rehabilitation projects.
Habitat ReStore
Nonprofit home improvement store and donation center in Yonkers and Woodside that sells new and gently used building materials, furniture, and appliances to fund Habitat’s housing programs and diverts waste from landfills.
Housing Preservation Program
Provides low-cost construction, financial education, and legal monitoring services to tenant-owned affordable co-ops to preserve long-term affordability and building integrity in New York City.
activities · 9 groups

What they do

  • Affordable Home Construction & Rehabilitation 3 activities
    • Build and sell affordable homes for first-time homebuyers
      Constructs and sells affordable homes to working-class, first-time homebuyers in New York City and Westchester County. Completed and sold 7 homes (1 in the Bronx, 6 in Brooklyn) in FY2023, 5 homes (2 in Queens, 3 in Brooklyn) in FY2024, and one co-op unit in Brooklyn in FY2025.
    • Facilitate accessory dwelling unit (ADU) development
      Coordinates the design, permitting, construction, and oversight of ADUs for low- to moderate-income homeowners in Westchester County municipalities, including Dobbs Ferry, Hastings-on-Hudson, Irvington, Cortlandt, Croton-on-Hudson, and Yorktown.
    • Provide housing preservation and rehabilitation services
      Provides construction, technical assistance, and preservation services to maintain and improve existing affordable housing stock, including income-restricted co-ops and aging buildings. Served 811 households through post-purchase and preservation work in FY2022 and supported 19 co-ops (316 units) in FY2021.
  • Volunteer Mobilization for Community Improvement 2 activities
    • Organize volunteer engagement for housing and community projects
      Coordinates volunteer opportunities for individuals and groups to participate in home construction, rehabilitation, and community space revitalization efforts.
    • Revitalize community spaces through volunteer projects
      Organizes volunteer-powered painting, repairs, landscaping, and small construction projects to improve public and nonprofit facilities such as senior centers, youth centers, and green spaces.
  • Housing Policy Advocacy & Tenant Organizing 1 activity
    • Advocate for housing policy reforms and public funding
      Advocates for legislative and zoning changes to expand affordable housing, including successful campaigns for the Affordable Housing Retention Act and City of Yes for Housing Opportunity, and secured millions in state and city funding for housing programs.
  • Home Accessibility Modifications 1 activity
    • Assist seniors with home assessments and modifications for aging in place
      Provides home assessments, repair assistance, and safety modifications to support low-income older adults in remaining safely in their homes.
  • Low- to Moderate-Income HDFC Housing 1 activity
    • Offer affordable financing through Habitat NYC Community Fund
      Provides affordable loans and bridge financing to individuals and HDFCs for homeownership, debt resolution, and building repairs. Has lent $6.57 million across 27 loans and served 798 families through the fund.
  • Discount Retail for Reuse 1 activity
    • Operate ReStore retail locations to divert construction waste
      Runs Habitat ReStores in Yonkers and Woodside (Queens) that diverted 3,325 tons of waste from landfills during the fiscal year.
  • Interest-Free Loan and Grant Support 1 activity
    • Provide financial support to other Habitat affiliates
      Provides loans to other Habitat for Humanity organizations, such as a $105,000 loan to Steuben County Habitat in March 2021 and another $105,000 in May 2023 to support homebuilding and resale efforts.
  • Disaster Relief and Recovery Services 1 activity
    • Support disaster response and emergency home repairs
      Provides emergency repair services to help homeowners reoccupy homes after extreme weather events, including mucking out 61 homes and performing substantial repairs on 65 homes post-Hurricane Sandy, and offering grants for flood and storm damage recovery.
  • Uncategorized 1 activity
    • Fund emergency home repairs through grant programs
      Awards grants to homeowners in Westchester and Rockland Counties for emergency repairs following natural disasters, including up to $400,000 for repairs, $30,000 for reimbursement, and $20,000 for mitigation measures related to Hurricane Ida and July 2023 floods.
financials · form 990 · fy2024
revenue
Total revenue$8.48M
Contributions & grants$7.85M93%
Program service revenue$815K10%
Investment income$11K0%
Other revenue$-201K
expenses
Total expenses$6.77M
Program expenses63%
Admin / overhead15%
Fundraising22%
Salaries & benefits$3.80M
Grants paid out$0
Largest expense lineCompensation
balance sheet
Total assets$28.06M
Cash$2.45M
Investments$0
Liabilities$24.23M
Net assets$3.83M
Liquid reserves4.3 mo
6 years on record · 2019–2024 · YoY revenue +28.6%
leadership · form 990 part vii · fy2024

Who runs it

paid leadership · 10
NameTitleHours/wkCompensation
CHRISTOPHER ILLUM COO/EVP 28 $187K
STEVEN ADAM GOLDGRAB CFO (OUTGOING) 28 $186K
MATTHEW DUNBAR COO/EVP 35 $181K
VIRGINIA GISELLE LOPERENA VP RESOURCE DEVELOPMENT 35 $155K
ANURAG MARIPALLY CONTROLLER 35 $145K
SABRINA I LIPPMAN CHIEF EXECUTIVE OFFICER 29 $135K
JENNIFER D FAUBERT SR. DIRECTOR OF DEVELOPMENT OPTS. 35 $130K
CHARLOTTE BELL VP HOUSING SERVICES 35 $130K
JARDIEL ANTHONY TAVAREZ DIRECTOR OF INDIVIDUAL GIVING 35 $129K
KAREN HAYCOX CHIEF EXECUTIVE OFFICER (FORMER) 34 $123K
board members · 15
  • ADAM HELLEGERS — BOARD MEMBER
  • ANTHONY MONTALTO — EXECUTIVE COMMITTEE, CHAIR
  • BRIAN LICHTER — BOARD MEMBER
  • BRIAN SMALLEY — TREASURER
  • CHRISTINE MCGUINNESS — BOARD MEMBER
  • CLAUDIA SCHRADER — BOARD MEMBER
  • DANIELLA SCHLISSER — BOARD MEMBER (OUTGOING)
  • DAVID GARNER — BOARD MEMBER
  • DAVID STEIN — BOARD MEMBER
  • DENA FACCIO — BOARD MEMBER
  • DIANA REYNA — VICE CHAIR
  • DOUG MORSE — IMMEDIATE PAST CHAIR
  • FARID CARDOZO — BOARD MEMBER
  • KENNETH MORRISON — BOARD MEMBER
  • KIRSTEN SIBILIA — BOARD MEMBER
relationships · 18

Who they work with

  • Aging in Place program sponsors Partner — Organizations that sponsor the Aging in Place program.
  • Brooklyn Law School Partner — Provided pro bono legal services in partnership with Habitat NYC and Westchester on the 2178 Atlantic Ave preservation project.
  • City of New York Government — Collaborates with city government to advocate for housing policies and secure funding for programs like Open Door and Neighborhood Pillars.
  • City of New York Government — Provides public subsidies to finance affordable housing projects.
  • Donor advised funds Partner — Facilitates charitable contributions through donor-advised funds.
  • Habitat Young Professionals Partner — Group engaged in volunteering and fundraising efforts with Habitat for Humanity New York City and Westchester
  • Habitat for Humanity International Network — Independent affiliate of Habitat for Humanity International.
  • Henry Street Settlement Partner — Partnered with Habitat NYC and Westchester on the revitalization of the Jacob Riis Cornerstone program and spaces at the Boys and Girls Republic.
  • Housing Action Council Partner — Collaborates with Habitat NYC and Westchester to coordinate ADU construction and legalization for eligible homeowners.
  • Interboro Community Land Trust Partner — Collaborates on NYC's first new construction project involving modular and rehabilitated solar-powered, net zero, permanently affordable homes.
  • Kramer Levin Naftalis & Frankel LLP Partner — Provided pro bono legal services in partnership with Habitat NYC and Westchester on the 2178 Atlantic Ave preservation project.
  • New York City Department of Housing Preservation and Development Government — Partnered with the Habitat NYC Community Fund through its loan program to finance rehabilitation work for Clermont Area HDFC.
  • New York State Government — Engages with state government to advocate for housing legislation and secure funding for AHC and NYS Housing for the Future Homeownership Program.
  • New York State Homes and Community Renewal Partner — Partnered to launch the Ida Homeowner Repair and Reimbursement Program.
  • New York State Housing Trust Fund Corporation Government — Partner in administering the Plus One ADU program, providing grant funding for ADU construction and legalization.
  • Prestige Management Partner — Partner organization collaborating on housing preservation projects.
  • State of New York Government — Provides public subsidies to finance affordable housing projects.
  • Steuben County Habitat for Humanity Partner — Receives loans from the Habitat NYC Community Fund to support home building and resale efforts in Steuben County, NY.
strategies · 4

How they approach the work

Named approaches extracted from this org’s sources. Where others share an approach, follow it to see the full set of orgs running it.

  • Community-Controlled Affordability Mechanisms
    methodology: community_land_trusts
    By supporting Community Land Trusts and tenant-to-ownership conversions, the organization ensures long-term affordability and prevents displacement because separating land ownership from homeownership and empowering residents as stewards enables communities to retain control over housing resources across time.
  • Housing as Intergenerational Equity Builder
    methodology: homeownership-as_equity
    By expanding access to permanently affordable homeownership—particularly for working-class, first-time buyers—the organization generates long-term community wealth and improves health, education, and economic outcomes across generations, because stable homeownership is a foundational vehicle for building equity in high-cost urban areas.
  • Integrated Service and Advocacy Model
    methodology: integrated_service_and_advocacy
    By combining direct housing services (such as homebuilding, preservation, and homeownership financing) with policy advocacy and systemic reform efforts, Habitat for Humanity NYC creates lasting impact because addressing both immediate needs and root structural causes leads to more sustainable and equitable housing outcomes.
  • Sustainable Financing for Affordable Housing
    methodology: gap_financing_for_affordable_housing
    By deploying gap financing and market-based lending models tailored to underserved nonprofit developers and resident-owned buildings, the organization expands affordable housing supply because these financial tools bridge capital shortfalls that traditional markets fail to address, ensuring permanent affordability.