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CAPITAL DISTRICT PHYSICIANS' HEALTH PLAN INC

LATHAM, NY · EIN 141641028 · Form 990 · FY2024 · Very Large (>$50M) · cdphp.com
revenue
$2.1B
expenses
$2.2B
net assets
$89.6M
employees
1,501
program ratio
96%
mission · from form 990

CDPHP PROVIDES QUALITY HEALTH CARE AT A REASONABLE COST FOR CDPHP MEMBERS AND OPERATES AS A MODEL FOR THE DELIVERY, FINANCING, AND ADMINISTRATION OF HEALTH CARE SERVICES.

profile · synthesized from sources

Capital District Physicians' Health Plan (CDPHP) is a New York-based health insurance provider offering HMO, PPO, Medicare Advantage, Medicaid, and Essential Plan coverage to members across the state. Founded by physicians, it focuses on delivering affordable, high-quality care through a network of over 10,000 providers. The organization emphasizes health equity, member engagement, and quality management through performance-based provider reimbursement.

irs program accomplishments · form 990 part iii · fy2024

What they reported doing

  1. #1 primary $592.40M
    CDPHP'S MEDICAID, HARP, AND ESSENTIAL PLANS PROVIDE HEALTH CARE BENEFITS TO 108,344 MEMBERS IN NEW YORK STATE.
  2. #2 $796.66M
    CDPHP'S MEDICARE PROGRAM PROVIDES HEALTH CARE BENEFITS TO 54,169 MEMBERS IN NEW YORK STATE.
named programs · 4 · from sources

What they call their work

Corporate Compliance and Integrity Program
Prevents and detects health care fraud through internal monitoring, a Special Investigations Unit, and a fraud hotline
Medicaid, HARP, and Essential Plans
Provides health care benefits to over 100,000 Medicaid, HARP, and Essential Plan members in New York State
Medicare Advantage Program
Provides health care benefits to over 50,000 Medicare Advantage members in New York State
Quality Management Program
Monitors and improves care quality through annual CAHPS and HEDIS surveys, provider performance evaluation, and member feedback
activities · 11 groups

What they do

  • Union and Association Benefit Funds 2 activities
    • Administer fitness and wellness reimbursement programs
      Offers a fitness reimbursement program and provides access to wellness programs, resources, and tools for members, particularly those enrolled in Medicare Advantage plans.
    • Offer self-funded and employer-sponsored health plans
      Provides self-funded health plans, including the Triple Zero Health Plan and Copay First Health Plan, to businesses and employers in its service area.
  • Program Monitoring & Evaluation 2 activities
    • Conduct quality measurement and member satisfaction research
      Conducts annual CAHPS and HEDIS surveys, as well as member satisfaction surveys using a 0–10 rating scale for primary care physicians, to assess and improve care quality.
    • Operate a quality management and performance improvement program
      Runs an annual quality management program to monitor member care, improve health plan performance, and provide performance-based reimbursement to physicians and hospitals.
  • Healthcare Compliance and Ethics Programs 2 activities
    • Implement internal compliance and ethics programs
      Implements an internal compliance program to ensure employees meet legal and ethical obligations to members and partners.
    • Operate a Special Investigations Unit for health care fraud
      Operates a Special Investigations Unit that detects and investigates health care fraud through data review and collaboration with law enforcement agencies.
  • General Operating Support Grants 1 activity
    • Fund community nonprofit organizations through corporate giving
      Funds nearly a thousand nonprofit organizations in its service area through its corporate giving program, supporting local community initiatives.
  • Telehealth and Urgent Care Access 1 activity
    • Offer telemedicine and digital wellness services to members
      Provides 24/7 telemedicine access through a partnership with Doctor On Demand and offers free digital wellness classes accessible from home to support member health.
  • Healthcare Delivery Networks and Coalitions 1 activity
    • Operate a provider network for managed care services
      Manages a network of more than 10,000 providers and practitioners to deliver health care services to members across New York State.
  • Language Access Services 1 activity
    • Provide language access and translation services
      Offers translation services to assist non-native English speakers in understanding their health insurance benefits and navigating care.
  • Volunteer Engagement and Capacity Support 1 activity
    • Sponsor employee volunteer and charity engagement programs
      Sponsors the Workforce Team Challenge, engaging nearly 10,000 participants annually, and supports nonprofit partners through employee volunteerism, with over a thousand hours contributed annually.
  • Medical Professional Education & Training 1 activity
    • Support provider communication and education
      Provides the e-newsletter Network in the Know to keep in-network clinicians and staff informed and offers physician-led webinars on treating opioid, tobacco, and alcohol use disorders, with opportunities to earn up to four CME credits.
  • Healthcare Workforce Training & Career Pathways 1 activity
    • Train pharmacy professionals through a managed care residency program
      Operates a managed care pharmacy residency program that trains residents to become emerging leaders in managed care and health care reform, with a focus on advancing the Quadruple Aim in patient-centered care.
  • Uncategorized 4 activities
    • Deliver member customer support services
      Offers in-person assistance, email response within 24 hours, access to customer support specialists, downloadable forms, and a repository of FAQs to help members access benefits and understand their coverage.
    • Implement clinical management and prior authorization protocols
      Implements prior authorization requirements for certain musculoskeletal and cardiology services to ensure appropriate utilization and quality of care.
    • Provide health care benefits through Medicaid, HARP, and Essential Plans
      Provides health care benefits to over 100,000 members annually in New York State through Medicaid, HARP, and Essential Plans, as reported across multiple years with membership counts ranging from 106,616 to 114,474.
    • Provide health care benefits through Medicare Advantage plans
      Provides health care benefits to tens of thousands of members in New York State through Medicare Advantage programs, with enrollment ranging from 42,173 to 54,169 members across reporting years; offers plans with dental coverage and wellness resources for 2026 and beyond.
financials · form 990 · fy2024
revenue
Total revenue$2.09B
Contributions & grants$00%
Program service revenue$2.08B100%
Investment income$7.90M0%
Other revenue$0
expenses
Total expenses$2.17B
Program expenses96%
Admin / overhead4%
Fundraising0%
Salaries & benefits$138.74M
Grants paid out$90K
Largest expense lineCompensation
balance sheet
Total assets$530.31M
Cash$25.99M
Investments$213.63M
Liabilities$440.75M
Net assets$89.56M
Liquid reserves1.3 mo
3 years on record · 2020–2024 · YoY revenue +2.5%
leadership · form 990 part vii · fy2024

Who runs it

paid leadership · 25
NameTitleHours/wkCompensation
JOHN D BENNETT MD CEO/PRESIDENT (FORMER) 40 $1.51M
BRIAN O'GRADY CEO/PRESIDENT 40 $1.03M
JOHN LUTZ EVP/INTEGRATED DEL SYS (FORMER) 40 $988K
MARY JANE BENDON COUCH EVP GENERAL COUNSEL (FORMER) 40 $963K
KATHRYN DECKER EVP/PEOPLE AND CULTURE/CHRO 40 $873K
PAUL KAHLON EVP FINANCE AND CFO 40 $770K
PETER DIFONDI SVP/INFORMATION TECHNOLOGY CIO 40 $731K
ELIZABETH WARNER EVP CHIEF MEDICAL OFFICER (FORMER) 40 $712K
EILEEN WOOD EVP PHARMACY SERVICES/CPO (FORMER) 40 $679K
NICHOLAS KRAFT SVP CHIEF GROWTH OFFICER 40 $616K
PATRICIA LUSHKEVICH SVP INTERNAL OPERATIONS 40 $579K
BRUCE E COPLIN MD EVP CHIEF MEDICAL OFFICER 40 $564K
NED JALEEL VP MEMBER HEALTH SENIOR MEDICAL 40 $544K
ROBERT LITTLE VP UNDERWRITING 40 $493K
SHEILA NELSON CHIEF COMPLIANCE OFFICER (FORMER) 40 $455K
TANVIR KHAN SVP/TECHNOLOGY DATA AND AN 0 $379K
JAMES REED DIRECTOR 5 $281K
BARBARA DOWNS EVP CORPORATE ADMINISTRATION (FORMER) 0 $171K
BARRY JAMES THORNTON II DIRECTOR 5 $117K
LISA ANNE WHITE DIRECTOR 5 $77K
AMY JOHNSON DIRECTOR 13 $77K
MICHAEL DEVITO MD CHAIRMAN OF THE BOARD 1 $76K
GERALD JENNINGS DIRECTOR 12 $74K
MICHAEL CASTELLANA DIRECTOR 9 $72K
GREGORY SERIO DIRECTOR 8 $71K
relationships · 11

Who they work with

  • Albany College of Pharmacy and Health Sciences Partner — Collaborates on the Academic Teaching and Learning Program within the pharmacy residency.
  • CDPHP Universal Benefits®, Inc. Network — Sister organization offering PPO, EPO, and other plan types under the CDPHP family.
  • Capital District Physicians’ Healthcare Network, Inc. Network — Administrative services organization (ASO) and self-insured plans affiliate within the CDPHP network.
  • Doctor On Demand Partner — Partner organization providing 24/7 telemedicine services to members.
  • Hudson-Mohawk Road Runners Club Partner — Sponsors the Workforce Team Challenge together with CDPHP.
  • NYS Hospital Profile Website Government — State of New York's hospital profile platform, referenced by CDPHP to support member research on hospital quality.
  • The Leapfrog Group Partner — Provides hospital quality data through its Hospital Quality website, which CDPHP references for member decision support.
  • U.S. Health & Human Services Government — Provides hospital quality data through the Hospital Compare website, which CDPHP references for member decision support.
  • Why Not the Best? Partner — Provides hospital quality data, which CDPHP references to support member decision-making.
  • healthhelp.com Partner — Partner platform for prior authorization of musculoskeletal and cardiology services.
  • law enforcement agencies Partner — Collaborates with law enforcement agencies to investigate health care fraud.
strategies · 5

How they approach the work

Named approaches extracted from this org’s sources. Where others share an approach, follow it to see the full set of orgs running it.

  • Health Equity Through Provider Empowerment
    methodology: health_equity_through_provider_empowerment
    By equipping providers with tools and training for inclusive care, we produce more equitable health outcomes because empowered clinicians are better able to address disparities in diverse populations.
  • Integrated Healthcare Model
    methodology: integrated_healthcare_model
    By aligning the delivery, financing, and administration of health care services, we produce high-quality care at a reasonable cost because integrated systems reduce inefficiencies and improve coordination.
  • Performance-Based Reimbursement
    methodology: pay-for-performance
    By tying provider payments to quality metrics, we produce higher standards of care because financial incentives motivate improved clinical performance and patient outcomes.
  • Physician-Founded, Member-Focused Model
    methodology: physician-founded_member-focused_model
    By structuring the health plan around physician leadership and member needs, we produce care that is more closely aligned with community health goals because shared governance increases accountability and trust.
  • Quadruple Aim Integration
    methodology: quadruple-aim
    By simultaneously advancing patient experience, population health, cost efficiency, and provider satisfaction, we produce more sustainable and effective care because clinician well-being improves adherence to best practices and patient outcomes.