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URBAN HOMESTEADING ASSISTANCE (U-HAB) INC

NEW YORK, NY · EIN 132902798 · Form 990 · FY2024 · NTEE L020 · Housing & Shelter · Medium ($1M-$10M) · uhab.org
revenue
$6.5M
expenses
$6.4M
net assets
$6.8M
employees
51
volunteers
18
program ratio
75%
mission · from form 990

FOR OVER 50 YEARS, UHAB HAS WORKED TO CREATE AND SUSTAIN RESIDENT-CONTROLLED HOUSING ACROSS NEW YORK CITY AND, NOW, IN CITIES ACROSS THE COUNTRY. OUR WORK SPANS TRAINING, TECHNICAL ASSISTANCE, AND AFFORDABLE MEMBER SERVICES FOR LOW-INCOME HOUSING COOPERATIVES, DEVELOPMENT AND PRESERVATION OF HOUSING CO-OPS, CLEAN ENERGY UPGRADES FOR AFFORDABLE COOPERATIVES, HOMEOWNERSHIP LENDING, AND TENANT ORGANIZING. THROUGH OUR NATIONAL SERVICES, UHAB HELPS LOCAL ORGANIZATIONS AND GOVERNMENT AGENCIES THROUGHOUT THE US EXPLORE AFFORDABLE HOUSING CO-OPS AS A VIABLE AFFORDABLE HOUSING MODEL IN THEIR CITIES.

profile · synthesized from sources

Urban Homesteading Assistance Board (UHAB) creates and sustains resident-controlled, affordable housing in New York City and across the U.S. The organization supports low-income housing cooperatives through tenant organizing, technical assistance, co-op development, clean energy upgrades, and homeownership lending. It also provides training, bulk purchasing programs, and financial services to help housing development fund corporations (HDFCs) remain affordable and well-managed.

irs program accomplishments · form 990 part iii · fy2024

What they reported doing

  1. #1 primary $675K
    TENANT ORGANIZING: OVER THE YEARS, UHAB ORGANIZERS HAVE REACHED OUT TO AND ENGAGED THOUSANDS OF TENANTS IN OVER 700 BUILDINGS ACROSS NEW YORK CITY. BEGINNING IN 2018, THE DEPARTMENT FOCUSED ITS EFFORTS ON ORGANIZING TENANT ASSOCIATIONS IN EAST BROOKLYN (BROWNSVILLE, EAST FLATBUSH AND EAST NEW YORK) IN PARTNERSHIP WITH BROOKLYN LEGAL SERVICES, AND LAUNCHED A TENANT-LED NEIGHBORHOOD GROUP CALLED HOPE (HOUSING ORGANIZERS FOR PEOPLE EMPOWERMENT). AS PART OF THE CITYWIDE STABILIZING NYC INITIATIVE, WE ORGANIZE IN BUILDINGS OWNED BY PREDATORY EQUITY LANDLORDS AND COLLABORATE WITH OTHER HOUSING ORGANIZING GROUPS IN BROOKLYN TO DEVELOP BOROUGH-WIDE CAMPAIGNS. THIS YEAR, WE CONTINUED TO DEVELOP A BASE OF TENANTS' ASSOCIATIONS IN EASTERN BROOKLYN WHILE SUPPORTING CITY AND STATEWIDE EFFORTS TOWARDS HOUSING JUSTICE IN NEW YORK. OUR LEAD ORGANIZER AND TWO TENANT ORGANIZERS SUPPORTED 12 BUILDINGS CONTAINING 1089 UNITS IN DEVELOPING CAMPAIGNS TO WIN REPAIRS FROM THEIR LANDLORDS AND TO STOP DISPLACEMENT THROUGH TENANT-CENTERED CAMPAIGNS. ADDITIONALLY, WE STARTED HOLDING OUR FIRST EVER KNOW YOUR RIGHTS WORKSHOPS FOCUSING ON THE NEW GOOD CAUSE EVICTION PROTECTIONS WON BY THE TENANT MOVEMENT LAST YEAR. ORGANIZERS DID TARGETED OUTREACH TO BUILDINGS IN BROWNSVILLE THAT QUALIFY FOR THE NEW PROTECTIONS AND SHARED RESOURCES AND INFORMATION ON HOW TO ACCESS GOOD CAUSE AND STOP DISPLACEMENT IN UNREGULATED BUILDINGS THAT ARE PARTICULARLY VULNERABLE.
  2. #2 $589K
    MEMBER SERVICES PROVIDES TOOLS AND SUPPORT THAT DIRECTLY SAVE MONEY FOR HOUSING DEVELOPMENT FUND CORPORATIONS (HDFC) CO-OPERATIVES, A UNIQUE TYPE OF AFFORDABLE HOUSING, IN ORDER TO SUSTAIN THE COMMUNITY OF HDFC MEMBERS AND FAMILIES. HDFCS ARE OPERATED AND MANAGED BY THEIR RESIDENTS TO REMAIN AFFORDABLE IN PERPETUITY. UHAB'S CLIMATE AND RESILIENCY TEAM CONNECTS CO-OP RESIDENTS WITH RESOURCES AND ACCESS TO ENERGY EFFICIENCY MEASURES TO KEEP HOUSING SAFE, HEALTHY AND AFFORDABLE. MEMBERSHIP ENGAGEMENT: THERE ARE 400 HDFC CO-OPS WHO'VE JOINED UHAB TO USE CO-OP ACCOUNTING PROGRAMS, ENROLL IN BULK PURCHASING PROGRAMS, AND ACCESS BENEFITS SUCH AS DISCOUNTED REGISTRATION RATES FOR THE CNYC HOUSING CONFERENCE. BULK PURCHASING PROGRAMSUHAB FUEL: UHAB ENGAGES HDFCS TO JOIN OUR BULK FUEL PURCHASING PROGRAM, IN PARTNERSHIP WITH ENERGO TO SAVE ON DELIVERY OF OIL AND NATURAL GAS FOR HEATING SOURCES, AND TO CONNECT TO ENERGY EFFICIENCY PROGRAMS AND RESOURCES. THERE IS MONTHLY INCOME FOR THIS PROGRAM.FLIP INSURANCE: WHILE THE INSURANCE MARKET CONTINUES TO BE A HARD MARKET, THE FLIP INSURANCE PROGRAM AS OF MARCH 2025 INSURES 367 CO-OPS TOTALING 5,667 UNITS WITH TIV $2,090,099,478.CO-OP ACCOUNTING PROGRAMSCO-OP ACCOUNTING: OUR BOOKKEEPING SERVICES PROVIDES REGULAR MONTHLY SERVICES TO CLIENTS TO ASSIST BUILDINGS WITH THEIR FINANCIAL TRACKING. WE HAVE NEW CLIENTS FOR CO-OP ACCOUNTING, INCLUDING NEW CONNECTED BOOK$ SUBSCRIBERS AND HDFCS REQUESTING ASSISTANCE IN MEETING COMPLIANCE FOR PAYROLL DEADLINES, ADDRESSING TROUBLESHOOTING AND SITUATIONS OF PAST DUE TAXES. OUR TEAM CONTINUES TO PROVIDE TRAINING AND FINANCIAL ASSISTANCE ON FINANCIAL FILING REQUIREMENTS, AUDITED STATEMENTS, BASIC AND ADVANCED ACCOUNTING TOPICS. CLIMATE AND RESILIENCY PROGRAMSWEATHERIZATION ASSISTANCE PROGRAM (WAP) FOR HDFCS: UHAB AND PARTNERS ASSOCIATION FOR ENERGY AFFORDABILITY (AEA) LAUNCHED A CAMPAIGN TO ENROLL HDFC BUILDINGS IN THE FEDERAL PROGRAM ADMINISTERED BY NYS HOMES AND COMMUNITY RENEWAL (HCR) IN APRIL 2024. THIS IS A TEMPORARY SUBGRANTEE CONTRACT AWARD TO WEATHERIZE HUNDREDS OF LOW-INCOME HOUSEHOLD UNITS. MEMBER HIRED PROJECT ASSOCIATES TO ENROLL HDFCS AND THEIR SUPPORT THEIR RESIDENTS AS THEY COMPLETE WEATHERIZATION PROJECTS. CO-OPS GO SOLAR: UHAB LAUNCHED THE THIRD ROUND OF OUR CO-OPS GO SOLAR CAMPAIGN IN JANUARY 2025. THIS PROGRAM IS SUPPORTED BY AN AWARD FROM THE NEW YORK STATE ENERGY RESEARCH DEVELOPMENT AUTHORITY (NYSERDA) TO ASSIST BUILDING OWNERS IN THE HDFC COMMUNITY TO ACCESS RENEWABLE TECHNOLOGIES TO INSTALL ROOFTOP SOLAR AND ACCESS COMMUNITY SOLAR PROGRAMS. MULTIFAMILY ENERGY EFFICIENCY PROGRAM: UHAB PERFORMS OUTREACH AND LEAD GENERATION FOR THE MULTIFAMILY ENERGY EFFICIENCY PROGRAM AND AFFORDABLE MULTIFAMILY ENERGY EFFICIENCY PROGRAM, WHICH PROVIDES INCENTIVE REBATES TO BUILDING OWNERS FOR ENERGY CONSERVATION MEASURES SUCH AS AIR SEALING, LIGHTING, AND GAS HEATING SYSTEMS. UHAB COMPLETED A NUMBER OF PROJECTS BRINGING IN-UNIT MEASURES TO HDFC SHAREHOLDERS. UHAB PARTNERS WITH UTILITY COMPANY AND ENERGY AGENCY PARTNERS TO PILOT ENERGY EFFICIENCY IMPROVEMENTS FOR THE HDFC COMMUNITY.CLEAN HEAT FOR CO-OPS: UHAB'S MULTI-YEAR CAMPAIGN IS SUPPORTED THROUGH AN AWARD WITH NYSERDA TO ASSIST BUILDING OWNERS IN THE HDFC COMMUNITY TO UPGRADE SYSTEMS FOR SPACE HEATING, HOT WATER, AND STOVE APPLIANCES. YOUTH GREEN EQUITY AND CLEAN ENERGY INTERNSHIP PROGRAMS: SEVEN INTERNS WERE PLACED AND SUPPORTED THROUGH THE NYSERDA CLEAN ENERGY INTERNSHIP PROGRAM AS PART OF A STATEWIDE WORKFORCE DEVELOPMENT INITIATIVE. ALL INTERNS RECEIVED UHAB'S YOUTH GREEN EQUITY TRAINING. AS AN APPROVED HOST ORGANIZATION FOR THE NYSERDA CLEAN ENERGY INTERNSHIP PROGRAM, UHAB IS ABLE TO HIRE YOUTH WHO ARE UNDERGRADUATE AND GRADUATE STUDENTS AND RECEIVES SALARY REIMBURSEMENTS TO OFFSET A PERCENTAGE OF THE INTERN SALARIES. GREEN TRAININGS AND EDUCATION: MEMBER SERVICES CONTINUES TO OFFER A RANGE OF TRAININGS FOR THE HDFC COMMUNITY. OUR STAFF HAVE DEVELOPED AND EXPANDED TRAININGS ON ENERGY EFFICIENCY AND HOW TO COMPLETE EFFICIENCY PROJECTS. LOCAL LAW 97 SUPPORT AND PROGRAM REFERRALS: UHAB JOINED A PARTNERSHIP FOR A MULTIFAMILY HDFC BUILDING PILOT THAT WILL SUPPORT DECARBONIZATION PLANNING FOR HDFCS WHO MUST COMPLY WITH LOCAL LAW 97. OUR CLIMATE & RESILIENCY TEAM CONTINUES TO MONITOR THE LATEST GUIDANCE AND DEVELOPMENTS ON LOCAL LAW 97, AND ASSIST HDFC LEADERS TO ACCESS INFORMATION, PROGRAM REFERRALS, AND GUIDANCE TO OVERCOME CHALLENGES IN THEIR EFFORTS TO MEET THE CODE COMPLIANCE AND REPORTING IN ADVANCE OF THE 2025 DEADLINES.
named programs · 6 · from sources

What they call their work

Climate and Resiliency Programs
Connects co-op residents with energy efficiency resources, including the Weatherization Assistance Program (WAP) and solar energy initiatives like "Co-ops Go Solar".
Co-op Development
Supports the creation and preservation of affordable housing co-ops through technical assistance, training, and financing.
Homeownership Lending
Provides lending services to support low-income homeownership within HDFC co-ops.
Member Services
Provides financial, operational, and technical support to HDFC co-ops including bulk fuel purchasing (UHAB Fuel), insurance (FLIP), and co-op accounting services.
National Services
Supports local organizations and government agencies across the U.S. in developing affordable housing co-ops as a sustainable model.
Tenant Organizing
Supports tenant associations in New York City, particularly in East Brooklyn, through campaign development, rights workshops, and coalition-building to fight displacement and win repairs from landlords.
activities · 8 groups

What they do

  • Housing Policy Advocacy & Tenant Organizing 2 activities
    • Supports tenant organizing and legal rights education
      Launches Know Your Rights workshops focused on Good Cause eviction protections and conducts targeted outreach in neighborhoods like Brownsville to help tenants understand and access legal protections against displacement.
    • Supports tenant-led campaigns to preserve affordable housing and prevent displacement
      Supports tenant-centered campaigns in 12 buildings with 1,089 units to win repairs and prevent displacement, including organizing and advocacy efforts to maintain long-term affordability and resident control.
  • Solar Energy Access in Underserved Communities 1 activity
    • Advances energy efficiency and solar adoption in affordable co-ops
      Co-creates practical guides like "What To Expect When You’re Expecting Solar" and supports HDFC co-ops in accessing solar incentives and sustainability programs, advancing citywide energy efficiency goals.
  • Climate Finance Advisory & Research 1 activity
    • Conducts research and publishes policy recommendations on HDFC co-op sustainability
      Conducts research on challenges facing HDFC co-ops, including impacts of the COVID-19 pandemic, and publishes reports proposing strategic shifts such as early intervention; also published the Climate Action Pledge and Resource Guidebook to support sustainability and resilience.
  • Low-Income Home Energy Efficiency Upgrades 1 activity
    • Operates bulk fuel purchasing and energy efficiency programs for co-ops
      Runs the UHAB Fuel program in partnership with EnErgo to reduce heating costs for HDFC co-ops and connects them to energy efficiency resources, including participation in the federal Weatherization Assistance Program.
  • Affordable Housing Development and Management 1 activity
    • Preserves at-risk affordable housing through the Co-op Improvement Program
      Stabilizes distressed HDFC co-ops in New York City through the Co-op Improvement Program, preserving thousands of units of affordable housing by providing targeted support and documenting case studies and lessons learned.
  • Professional Training for Real Estate and Building Practitioners 1 activity
    • Provides free technical assistance and training to HDFC co-ops
      Offers free, ongoing technical assistance and weekly training sessions—both online and in-person—to HDFC (Housing Development Fund Corporation) cooperatives on topics including co-op management, budgeting, property management ethics, and governance; includes a certificate program for participants who complete eight sessions.
  • Nonprofit Capacity Building Services 1 activity
    • Strengthens co-op management through targeted training and capacity building
      Offers training programs including advanced co-op management, supervision, budgeting, and ethics, as well as workshops on will creation and estate planning, to improve governance and leadership among co-op residents.
  • Uncategorized 3 activities
    • Develops and distributes educational materials and tools for co-op governance
      Produces and provides sample governing documents such as proprietary leases, bylaws, and management agreements, along with bilingual (English and Spanish) educational materials on topics including solar energy, estate planning, and tax benefit programs (SCRIE, DRIE, STAR, SCHE).
    • Funds and administers the FLIP Insurance Program for HDFC co-ops
      Provides insurance coverage through the FLIP (Financial Liability Insurance Program), which as of March 2025 covered 367 co-ops with 5,667 units and a total insured value of $2.09 billion, reducing financial risk and improving affordability for co-ops.
    • Provides financial and administrative support to HDFC co-ops
      Offers monthly bookkeeping services to help HDFC co-ops with financial tracking, compliance, payroll deadlines, and resolution of past-due tax issues, ensuring long-term financial stability.
financials · form 990 · fy2024
revenue
Total revenue$6.50M
Contributions & grants$4.95M76%
Program service revenue$1.57M24%
Investment income$21K0%
Other revenue$-35K
expenses
Total expenses$6.43M
Program expenses75%
Admin / overhead20%
Fundraising5%
Salaries & benefits$4.73M
Grants paid out$0
Largest expense lineCompensation
balance sheet
Total assets$31.65M
Cash$1.29M
Investments$21.20M
Liabilities$24.82M
Net assets$6.83M
Liquid reserves42.0 mo
6 years on record · 2019–2024 · YoY revenue +32.4%
leadership · form 990 part vii · fy2024

Who runs it

paid leadership · 6
NameTitleHours/wkCompensation
MARGARET BROWN EXECUTIVE DIRECTOR 36 $248K
ANYA IRONS GENERAL COUNSEL/COO 35 $203K
OSCAR MCDONALD DIRECTOR COO-PRESERVATION 35 $155K
RANIA DALLOUL CHIEF ADVANCEMENT OFFICER 35 $141K
EVA BERBEGAL DIRECTOR OF FINANCE THRU SEPT 2024 36 $135K
TASLIYN MORALES CHIEF PEOPLE & CULTURE 35 $120K
board members · 15
  • ALISON POWERS — BOARD MEMBER
  • BRIAN ENG — BOARD MEMBER
  • C KNOX LASISTER — BOARD MEMBER
  • CHARLES DONALDSON — BOARD MEMBER
  • CLIFFORD P CHARLES — VICE CHAIR
  • DAPHANY ROSE SANCHEZ — BOARD MEMBER
  • DEBORAH BECHTEL — BOARD MEMBER
  • ELIZABETH SORCE — BOARD MEMBER
  • ESTELLE BAJOU — BOARD MEMBER
  • GUILLERMON LARA — BOARD MEMBER
  • HOWARD BANKER — BOARD MEMBER
  • JOHN WARREN — CHAIR
  • LAWRENCE MCGAUGHEY — BOARD MEMBER
  • MARY ANN ROTHMAN — SECRETARY
  • RICHARD HEITLER — TREASURER
relationships · 18

Who they work with

  • 789 MacDonough HDFC Partner — Collaborated with UHAB on a five-week training series for shareholders.
  • Association for Energy Affordability (AEA) Partner — Collaborated with UHAB to launch a campaign enrolling HDFC buildings in the federal Weatherization Assistance Program.
  • Brooklyn Legal Services Partner — Partnered with UHAB to organize tenant associations in East Brooklyn and connect tenants to legal resources to secure housing rights and prevent unlawful evictions.
  • Brownsville Green Justice Coalition Coalition — Member of the Brownsville Green Justice Coalition working on environmental and housing justice issues in the neighborhood.
  • Cathedral of St. John the Divine Government — Hosted UHAB’s first office in the early 1970s and provided institutional support through its leadership’s involvement in founding the organization.
  • Consumer-Farmer Foundation Funder — Provided grants, low- and no-cost loans, and guidance to homesteader groups during UHAB's early years.
  • Crown Heights Tenant Union Partner — Worked with UHAB from 2013 to 2019 to support tenant organizing before becoming an independent tenant union.
  • Deutsche Bank Funder — Provided funding for UHAB's energy-efficient co-op initiatives.
  • EnErgo Partner — Partnered with UHAB on the UHAB Fuel bulk purchasing program to reduce heating costs for HDFC co-ops.
  • Facebook Partner — Platform used for sharing publications and outreach
  • GoToWebinar Partner — Uses GoToWebinar for delivering online training sessions.
  • Google Partner — Hosts public reports via Google Drive
  • Housing Justice for All Coalition — Member of the Housing Justice for All coalition advocating for housing rights, including eviction moratoriums and rent cancellation.
  • New York City Housing Preservation and Development Government — Partnered with UHAB on a $7M contract to provide free training to HDFCs.
  • New York State Homes and Community Renewal Government — Selected UHAB to help lead the Risk Reduction & Insurance Affordability initiative for affordable housing.
  • Solar One Partner — Collaborated with UHAB to create a solar energy guide for HDFC co-ops.
  • Stabilizing NYC Coalition — Participated in the citywide Stabilizing NYC initiative to organize tenants in buildings owned by predatory equity landlords.
  • Zoom Partner — Uses Zoom for delivering online training sessions.
strategies · 4

How they approach the work

Named approaches extracted from this org’s sources. Where others share an approach, follow it to see the full set of orgs running it.

  • Democratic Governance and Participatory Education
    methodology: participatory_education
    By combining adult experiential learning with ongoing training and collaborative decision-making, residents develop the skills and confidence to effectively govern their co-ops and advocate for policy change, because participatory education strengthens democratic capacity and collective action.
  • Early Intervention and Systemic Advocacy
    methodology: early_intervention
    By intervening early in at-risk HDFC co-ops and organizing tenants against predatory equity, U-HAB prevents displacement and systemic disinvestment, because proactive technical assistance and borough-wide campaigns shift power dynamics and preserve community-controlled housing at scale.
  • Resident-Controlled Housing Model
    methodology: resident-controlled_housing
    By establishing democratically governed housing cooperatives (HDFCs), residents gain control over management and maintenance decisions, leading to stronger stewardship, long-term affordability, and resilience against predatory ownership because collective ownership fosters accountability, reduces displacement risk, and builds community power.
  • Sweat Equity and Shared Ownership
    methodology: sweat_equity
    By using sweat equity—where residents contribute labor instead of capital—U-HAB lowers financial barriers to cooperative ownership and rehabilitation, because shared labor investment increases resident commitment, reduces costs, and builds equity in the community.