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HABITAT FOR HUMANITY CAPITAL DISTRICT INC
ALBANY, NY · EIN 141708404 · Form 990 · FY2024 · Medium ($1M-$10M) · habitatcd.org
revenue
$3.3M
expenses
$3.4M
net assets
$733K
employees
15
volunteers
287
program ratio
88%
mission · from form 990

HABITAT FOR HUMANITY CAPITAL DISTRICT BUILDS STRENGTH, STABILITY AND SELF-RELIANCE THROUGH AFFORDABLE HOMEOWNERSHIP.

profile · synthesized from sources

Habitat for Humanity Capital District builds strength, stability, and self-reliance through affordable homeownership in Albany, Rensselaer, and southern Saratoga counties. The organization constructs and rehabilitates homes in partnership with low-income families, supported by volunteer labor and funding from its ReStore retail operation and government grants. It also provides financial education and homebuyer counseling to prepare families for long-term homeownership.

irs program accomplishments · form 990 part iii · fy2024

What they reported doing

  1. #1 primary $574K
    HABITAT RESTORE: HABITAT FOR HUMANITY CAPITAL DISTRICT OPERATES A HOME IMPROVEMENT RETAIL STORE WHERE WE SELL NEW AND GENTLY USED FURNITURE, APPLIANCES, HOME DECOR AND BUILDING MATERIALS. IN FISCAL YEAR 2025, THE RESTORE RAISED FUNDS TO BUILD HOMES AND STRENGTHEN NEIGHBORHOODS IN THE CAPITAL DISTRICT, PREVENTED 367 TONS OF MATERIAL FROM ENDING UP IN THE LANDFILL AND PROVIDED HOME IMPROVEMENT GOODS TO THE PUBLIC AT AN AFFORDABLE PRICE, THEREBY EXPANDING ACCESS TO HOME IMPROVEMENT AND REPAIR OPPORTUNITIES.
  2. #2 $137K
    FINANCIAL AND HOMEBUYER EDUCATION PROGRAMS: HABITAT WORKS WITH FAMILIES TO HELP THEM ACQUIRE THE ACCESS, SKILLS AND FINANCIAL EDUCATION NECESSARY FOR SUCCESSFUL, LONG-TERM HOMEOWNERSHIP. IN FISCAL YEAR 2025, HABITAT SERVED 96 PEOPLE THROUGH APPLICANT MEETINGS AND ORIENTATIONS, 11 PEOPLE THROUGH FINANCIAL LITERACY TRAINING, THREE HOUSEHOLDS THROUGH HOME MAINTENANCE TRAINING AND PROVIDED NEARLY174 PEOPLE WITH TARGETED REFERRALS TO OTHER HOUSING AGENCIES AND SERVICES. HABITAT FOR HUMANITY CAPITAL DISTRICT QUALIFIED AND PREPARED 6 HOMEBUYERS FOR SUCCESSFUL HOMEOWNERSHIP THROUGH HABITAT'S PROGRAM.
named programs · 4 · from sources

What they call their work

Family Service Program
Qualifies and prepares low-income families for affordable homeownership through partnership building and financial readiness
Financial and Homebuyer Education Program
Provides financial literacy training, home maintenance education, and housing referrals to support long-term homeownership success
Habitat ReStore
Operates a retail store selling donated building materials, furniture, and appliances to fund homebuilding and reduce landfill waste
Team Build Program
Engages corporate, faith, and community groups in fundraising and construction activities to support homebuilding
activities · 7 groups

What they do

  • Neighborhood Civic Engagement 1 activity
    • Community outreach and advocacy events
      Hosted visibility and advocacy activities including building a house on the Capitol lawn in Albany, conducting neighborhood walking tours to discuss community development, and participating in equity-focused walking events related to historical connectivity and infrastructure.
  • Affordable Home Construction & Rehabilitation 1 activity
    • Construction and rehabilitation of affordable homes
      Built or rehabbed over 185 homes across Albany, Rensselaer, and southern Saratoga counties, including infill developments and modular townhomes, for sale at affordable prices to first-time homebuyers. Projects have been completed in neighborhoods such as Arbor Hill, Delaware Ave, Park South, Guilderland, Cohoes, Troy, and Castleton.
  • Urban Policy and Equity Research 1 activity
    • Housing affordability research and reporting
      Conducted and published research on housing issues in the Capital District, including an economic impact analysis of its work in 2020 and a 2019 report on the regional housing affordability crisis and Habitat’s role in addressing it.
  • Recycling-Driven Fundraising Programs 1 activity
    • Material collection and donation drives
      Facilitates collection drives for bottles, cans, tools, and other materials to support building efforts and resource needs.
  • Discount Retail for Reuse 1 activity
    • Operation of ReStore retail program
      Operates a home improvement retail store selling new and gently used furniture, appliances, home decor, and building materials, diverting hundreds of tons of material from landfills annually—367 tons in FY2025, 396 tons in FY2024, and approximately 382 tons in the prior fiscal year—while expanding public access to affordable goods and supporting fundraising for homeownership programs.
  • Volunteer Mobilization for Community Improvement 1 activity
    • Volunteer engagement and community build events
      Engages individual volunteers, corporate teams, schools, faith groups, and community organizations in constructing Habitat homes through regular build events and supports youth-led fundraising and education initiatives that generate funds for construction materials.
  • Uncategorized 2 activities
    • Collaborative housing platform development
      Developed a collaborative affordable housing platform for Albany, NY in 2022 to strengthen local partnerships and coordinated action around housing solutions.
    • Financial and homebuyer education services
      Provides financial literacy training, home maintenance education, applicant orientations, and targeted referrals through its Family Service Program; qualified and prepared 6 families in FY2025, 10 in FY2024, 12 in tax year 2020, and 13 in tax year 2022 for successful homeownership.
financials · form 990 · fy2024
revenue
Total revenue$3.29M
Contributions & grants$1.71M52%
Program service revenue$928K28%
Investment income$00%
Other revenue$648K
expenses
Total expenses$3.44M
Program expenses88%
Admin / overhead9%
Fundraising3%
Salaries & benefits$986K
Grants paid out$0
Largest expense lineCompensation
balance sheet
Total assets$5.78M
Cash$290K
Investments$0
Liabilities$5.05M
Net assets$733K
Liquid reserves1.0 mo
5 years on record · 2019–2024 · YoY revenue -20.8%
leadership · form 990 part vii · fy2024

Who runs it

paid leadership · 2
NameTitleHours/wkCompensation
FRED DARGUSTE DIRECTOR OF CONSTRUCTION 45 $132K
CHRISTINE SCHUDDE EXECUTIVE DIRECTOR 45 $111K
board members · 15
  • ALLISON DOWNS — TREASURER
  • AMELIA ALLEN — DIRECTOR
  • ANDREA LOWE — DIRECTOR
  • BRIDGET SCHULTZ — VICE PRESIDENT
  • BRIGITTE PRYOR — DIRECTOR
  • DENISE RELF — DIRECTOR
  • HEATHER GIORGIANNI — DIRECTOR
  • JOHN NOWAK — DIRECTOR
  • JONATHAN DRAPER — PRESIDENT
  • KANNAN SUGATHAN — DIRECTOR
  • KATIE KEMP — DIRECTOR
  • MANDY SHERMAN-STONE — SECRETARY
  • PETER SCHAEFFING — DIRECTOR
  • ROJA EBRAHIMI — DIRECTOR (THROUGH SEPT 2024)
  • TA-SEAN MURDOCK — DIRECTOR (THROUGH OCT 2024)
relationships · 20

Who they work with

  • Better Business Bureau Wise Giving Alliance Network — Recognized as a reputable evaluator of nonprofit performance
  • Bill Lake Modular Homes Partner — Collaborated with Habitat for Humanity Capital District on the modular construction of the Park Avenue townhomes.
  • Candid (GuideStar) Network — Gold Seal certified organization in recognition of accountability and financial transparency
  • Capital Streets Partner — Collaborated with Capital Streets to co-host a walking event focused on equity, infrastructure, and community connectivity in Albany.
  • Charity Navigator Network — Recognized as a reputable evaluator of nonprofit performance
  • City of Troy Government — Partnered on the Park Avenue project by providing one parcel through its foreclosure list and contributing nearly $1 million in funding via federal programs.
  • Google Earth Partner — Collaborated to create a virtual tour showcasing the first 150 Habitat for Humanity Capital District homes.
  • Habitat affiliates from across New York Network — Collaborated with other Habitat for Humanity affiliates across New York during the Capitol Build event.
  • Habitat for Humanity Network — Local affiliate of the global Habitat for Humanity network, participating in youth programs and campus chapters.
  • Habitat for Humanity Network — Member of the global Habitat for Humanity network.
  • Habitat for Humanity International Network — Habitat for Humanity Capital District is an independent affiliate of Habitat for Humanity International, acting in partnership with and on behalf of the global organization.
  • Habitat for Humanity International Partner — Partnership for the Owens Corning Roof Deployment project serving veterans.
  • M&T Bank Partner — Sponsored a Team Build for the Park Avenue project, contributing both volunteer time and financial support.
  • NYSTEC Partner — Sponsored a Team Build for the Park Avenue project, contributing both volunteer time and financial support.
  • Rosenblum Companies Partner — Sponsored a Team Build for the Park Avenue project, contributing both volunteer time and financial support.
  • Trane Partner — Sponsored a Team Build for the Park Avenue project, contributing both volunteer time and financial support.
  • Troy Community Land Bank Partner — Provided three parcels for Habitat for Humanity Capital District's Park Avenue housing project in North Central Troy.
  • U.S. Department of Housing and Urban Development Government — Provided funding for the Park Avenue project through its HOME Program, administered via the City of Troy.
  • U.S. Department of the Treasury Government — Provided federal American Rescue Plan Act funds awarded to the City of Troy for the Park Avenue housing project.
  • Upbound/Rent-A-Center Partner — Sponsored a Team Build for the Park Avenue project, contributing both volunteer time and financial support.
strategies · 4

How they approach the work

Named approaches extracted from this org’s sources. Where others share an approach, follow it to see the full set of orgs running it.

  • Affordable Homeownership as Empowerment Pathway
    methodology: affordable_homeownership_pathway
    By enabling affordable homeownership, the organization promotes family strength, stability, and self-reliance because owning a home builds long-term wealth, increases autonomy, and supports intergenerational well-being.
  • Community-Partnered Development Model
    methodology: community-partnered development
    By involving community members as active participants in homebuilding, rather than passive recipients, the organization fosters ownership, dignity, and long-term community stability because meaningful engagement strengthens commitment and social cohesion.
  • Housing-First + Advocacy Integration
    methodology: integrated-advocacy
    By combining direct construction of affordable homes with legislative advocacy, the organization addresses both immediate housing needs and systemic causes of housing insecurity, because sustainable change requires parallel action on service delivery and policy reform.
  • Retail-Funded Sustainable Housing Model
    methodology: retail_funding_model_for_affordable_housing
    By operating a retail resale store whose proceeds fund homebuilding and neighborhood revitalization, the organization creates a self-sustaining cycle of environmental reuse and community investment because repurposed materials and revenue both contribute to equitable development goals.