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NATIONAL ASSOCIATION OF CONSUMER CREDIT ADMINISTRATORS

ALBANY, NY · EIN 546045009 · Form 990EZ · FY2024 · Small ($100K-$1M) · naccaonline.org
revenue
$186K
expenses
$174K
net assets
$137K
employees
mission · from form 990

TO SERVE THE CONSUMER CREDIT PUBLIC

profile · synthesized from sources

The National Association of Consumer Credit Administrators (NACCA) is a membership association of state and provincial regulatory agencies responsible for supervising consumer financial companies. It supports regulators through coordination, information sharing, and the development of uniform supervisory standards. The organization facilitates collaboration on multistate examinations, legislative advocacy, and continuing education for regulators.

named programs · 5 · from sources

What they call their work

Consumer Finance Examination Standards Committee
Develops standardized examination procedures, information requests, and references for state and multistate consumer finance exams.
Continuing Education Committee
Plans and coordinates the annual Examiners’ School to train state regulators on consumer credit supervision.
Legislation Committee
Acts as a clearinghouse for legislative, regulatory, and litigation information; drafts comments on proposed rules and amicus briefs.
Multistate Examination Oversight Committee
Provides supervisory support for multistate and coordinated examinations of consumer finance companies, including payday lenders and auto finance providers.
State Coordination Committee (SCC)
Facilitates coordination between state regulators and the CFPB to promote uniform supervision and efficient information sharing.
activities · 4 groups

What they do

  • Industry Advocacy and Regulatory Engagement 5 activities
    • Advances public policy and regulatory standards for consumer credit
      Coordinates inter-state efforts to improve supervision and administration of consumer finance laws, develops sound public policy, and cooperates with public and private organizations to strengthen regulatory frameworks.
    • Develops standardized tools and data practices for consumer financial regulation
      Creates standard forms, promotes collection of comparable statistical data across jurisdictions, and develops standardized examination procedures and information requests to support consistent oversight of consumer financial companies.
    • Enhances regulatory effectiveness through procedural and legal improvements
      Works to increase the efficiency and effectiveness of state regulators by improving supervisory procedures and consumer financial laws, including through leadership in organizational governance and operations.
    • Facilitates information exchange and collaboration among state and provincial regulators
      Provides a forum for regulators to exchange information, ideas, and experiences related to the supervision of consumer financial companies and administration of relevant laws, including through regular communication between meetings and structured interagency collaboration.
    • Provides legislative and regulatory analysis and advocacy support
      Acts as a clearinghouse for legislative and regulatory information, drafts comments on proposed rules and legislation, prepares amicus briefs, and reviews and drafts proposed amendments to organizational governing documents.
  • Educator Conferences & Professional Development Events 1 activity
    • Organizes professional development training and annual meetings for regulators
      Plans and conducts annual meetings, training symposia, and professional development events such as the Consumer Services & Examiners' School, including in-person conferences across multiple future locations for knowledge sharing and regulatory capacity building.
  • Professional Networking Events 1 activity
    • Plans and coordinates member meetings and events
      Organizes and coordinates the annual meeting program and joint industry events, including confidential sessions exclusively for member agency representatives.
  • Nonprofit Organizational Management 1 activity
    • Produces and distributes member-focused communications and manages organizational operations
      Produces a quarterly newsletter for members, manages financial records and reporting, conducts audits, reconciles accounts, and oversees general correspondence, membership records, and meeting minutes.
financials · form 990EZ · fy2024
revenue
Total revenue$186K
Contributions & grants$00%
Program service revenue$134K72%
Investment income$00%
Other revenue
expenses
Total expenses$174K
Program expenses
Admin / overhead
Fundraising
Salaries & benefits
Grants paid out
balance sheet
Total assets$137K
Cash
Investments
Liabilities
Net assets$137K
6 years on record · 2018–2024 · YoY revenue +6.1%
leadership · form 990 part vii · fy2024

Who runs it

board members · 3
  • ALI HIGGS — DIRECTOR
  • ANDREA CIPOLLA — DIRECTOR
  • KELLEY REED — DIRECTOR
relationships · 28

Who they work with

  • AARMR Partner — Collaborates with NACCA in the State Coordination Committee to coordinate regulatory activities.
  • Alberta Government — Canadian province participating in NACCA's regulatory network
  • CFPB Partner — Collaborates with NACCA through the State Coordination Committee to coordinate regulatory activities and information sharing.
  • CSBS Partner — Participates with NACCA in the State Coordination Committee to promote uniformity in state regulatory practices.
  • Consumer Financial Protection Bureau Government — Referenced as a federal agency providing consumer financial protection and educational resources
  • Consumer Services Committee Partner — Committee responsible for public education initiatives
  • District of Columbia Government — Member jurisdiction participating in NACCA's regulatory network
  • Federal Deposit Insurance Corporation Government — Referenced as a federal agency that insures deposits and provides consumer education and community resources
  • Federal Reserve System Government — Referenced as the central bank of the United States providing consumer information and educational materials on consumer protection regulations
  • Federal Trade Commission Government — Referenced as the nation's consumer protection agency working to prevent fraud and unfair business practices
  • Jump$tart Coalition Partner — Referenced for its work in improving financial literacy among young adults through educational guidelines
  • Kansas City Marriott Country Club Plaza Partner — Host venue for the NACCA annual conference in 2028.
  • MTRA Partner — Participates with NACCA in the State Coordination Committee to promote regulatory consistency.
  • Michael Thompson Government — Executive Director of NACCA, contact for questions about the Annual Meeting and Regulators' Training Symposium
  • NACARA Partner — Collaborates with NACCA in the State Coordination Committee to coordinate state regulatory efforts.
  • NASCUS Partner — Works with NACCA in the State Coordination Committee to enhance coordination of state regulatory activities.
  • Office of the Comptroller of the Currency Government — Referenced as the agency that charters and supervises national banks and federal savings associations
  • Puerto Rico Government — Member jurisdiction participating in NACCA's regulatory network
  • Sheraton Birmingham Hotel Partner — Host venue for the NACCA annual conference in 2027.
  • Sheraton Grand Los Angeles Partner — Host venue for the NACCA annual conference in 2028.
  • Sheraton Philadelphia Downtown Partner — Host venue for the NACCA annual conference in 2027.
  • The Clyde Hotel Partner — Host venue for the NACCA 2026 Consumer Services & Examiners School, with a reserved block of rooms for participants.
  • The Clyde Hotel Partner — Host venue for the NACCA annual conference in 2026.
  • The Clyde Hotel Albuquerque Partner — Official hotel partner providing accommodations for the 2026 NACCA Consumer Services & Examiners' School.
  • U.S. Department of Housing and Urban Development Government — Referenced for its mission to create sustainable, inclusive communities and affordable housing
  • U.S. Department of the Treasury Government — Associated with MyMoney.gov, the U.S. government's website for financial education
  • U.S. General Services Administration Government — References U.S. GSA travel policies for reimbursement of member travel expenses.
  • provinces and territories of Canada Network — Governmental agencies from Canadian provinces and territories are eligible for membership and participate in the association's activities.
strategies · 3

How they approach the work

Named approaches extracted from this org’s sources. Where others share an approach, follow it to see the full set of orgs running it.

  • Inter-jurisdictional Regulatory Coordination
    methodology: regulatory-coordination
    By enabling collaboration, information sharing, and standardized practices among state and provincial regulators, the organization improves oversight of consumer financial companies and promotes uniform administration of credit regulations because coordinated regulation enhances regulatory effectiveness and reduces regulatory gaps across jurisdictions.
  • Peer-Led Professional Development Network
    methodology: peer-learning-network
    By facilitating peer learning, roundtable discussions, and knowledge sharing among regulators, the organization strengthens consumer credit oversight because experiential peer engagement builds practical skills and spreads effective regulatory practices more effectively than top-down training.
  • Standardized Data Collection for Consistent Oversight
    methodology: standardized-data-collection
    By developing standard forms and promoting comparable data collection across jurisdictions, the organization enables consistent analysis and supervision of consumer financial companies because uniform data systems support reliable cross-jurisdictional monitoring and regulatory decision-making.