Partnership-Driven Scale

Represents member firms in advocacy before regulators and policymakers, including the SEC, on issues such as the Consolidated Audit Trail (CAT), data privacy, sanctions frameworks, and holiday trading schedules. Submits comment letters, provides testimony, and promotes federal preemptive privacy standards and cost-effective regulatory implementation.

Delivers financial literacy education to youth, teachers, and families through interactive online investing simulations, standards-based curriculum, and digital tools like Family InvestQuest™. Has served over 24 million individuals since 1977, including 750,000 youth annually.

Leads annual business continuity tests each October, involving approximately 1,100 communications connections across securities firms, banks, and exchanges, with 98% success rate in test transactions. Also conducts Quantum Dawn cybersecurity exercises to simulate systemic incidents and improve response coordination among financial institutions and government partners.

Provides members with discounted access to educational programs, conferences, seminars, and tuition to the Securities Industry Institute® at Wharton. Offers free legal opinions and discounted SIPC materials through the SIFMA Store.

Provides teacher training, mentorship, classroom visits, and standardized resources to support financial education delivery. Also offers crisis simulations, emergency preparedness training, and industry guides on cybersecurity and market procedures to strengthen member capabilities.

Conducts and publishes semiannual U.S. Economic Surveys in collaboration with chief economists from over 30 financial institutions. Produces authoritative reports, data, and forecasts on capital markets, investor exposure, and regulatory impacts to inform advocacy and industry practices.

Provides financial literacy curriculum, tools, and an award-winning app to children and students across the United States through schools, nonprofit partnerships, and corporate sponsorships. Programs focus on building wealth, saving, spending wisely, and developing lifelong money habits to close the wealth gap.

Provides financial incentives of up to $150 per session via prepaid debit cards to participants who attend all sessions, create a monthly budget and savings goal, and report progress. This incentive structure supports engagement and accountability in financial literacy programs.

Delivers a 12-month financial literacy curriculum through community-based organizations, serving heads or co-heads of households in lower-income and disadvantaged communities. The program includes 5 class sessions covering cash management, savings, credit, and budgeting, using lectures and group dialogue.

Offers free access to the Pay Your First™ app and digital platform, which provides tools for budget analysis, financial goal tracking, bill payment prioritization, savings optimization, and monitoring household budgets. The platform is accessible via internet and mobile devices and aims to reduce fees on prepaid and credit cards.

Operates a Savings Incentive Program that provides financial education and tools to support financial sustainability, particularly for formerly incarcerated individuals reentering the community. The program has completed six cohorts with approximately 120 participants over the past three years.

Conducts advocacy through the biennial Survey of the States and FinEd50 reports, and partners with organizations to promote policy improvements and expand access to economic and personal finance education nationwide.

Hosts national student programs including the National Economics Challenge, National Personal Finance Challenge, and Invest in Girls to build economic and financial literacy among high school students. These programs include tiered competitions, career exploration, and real-world financial experiences, engaging over 30,000 students annually, with some sources citing up to nearly 10,000 students in specific challenges.

Creates national K–12 standards for personal finance and economics education, specifying grade-level learning objectives, and develops evidence-based curricula such as Financial Fitness for Life. Research shows these curricula significantly improve student outcomes, with assessment score increases of 41% in elementary schools in Kentucky and a 350% rise in benchmark proficiency in Tennessee.

Provides free online classroom resources, lesson plans, activities, games, and at-home financial education materials through platforms like EconEdLink and the NPFC Toolkit. Offers over 1,000 lessons and supports family financial learning with tools such as the Family-At-Home Financial Fun Pack. EconEdLink serves 450,000 unique users annually.

Offers professional development through workshops, webinars, an annual 2-day conference for over 500 educators, and collaborative course development with educators and experts. Engages 35,000 teachers annually in training, delivers over 11,000 hours of instruction, and supports a network of over 180 affiliates to expand teacher capacity in economics and personal finance education.

Recognizes outstanding K–12 teachers, nonprofit organizations, and affiliated centers through awards such as the John Morton Excellence in Teaching Award, the Barry G. Haimes Award, the Albert Beekhuis Award, and the State Council of the Year Award to highlight innovation and excellence in economic and personal finance education.

Enhances the financial literacy and capability of youth by leveraging resources and expertise from companies and individuals in the financial services industry.