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SUPERIOR OFFICERS COUNCIL RETIREE HEALTH AND WELFARE FUND

NEW YORK, NY · EIN 132962067 · Form 990 · FY2024 · Large ($10M-$50M) · nypdsoc.org
revenue
$12.7M
expenses
$13.3M
net assets
$28.6M
employees
0
volunteers
6
mission · from form 990

TO PROVIDE HEALTH/WELFARE BENEFITS TO RETIRED SUPERIOR OFFICERS OF THE NYC POLICE DEPARTMENT.

profile · synthesized from sources

The Superior Officers Council Retiree Health and Welfare Fund provides health and welfare benefits exclusively to retired superior officers of the New York City Police Department and their dependents. The fund administers prescription drug, dental, optical, and hearing aid benefits through third-party providers including OptumRx, UnitedHealthcare, Visionworks/Davis Vision, and Humana. Benefits are structured with cost-sharing provisions, network restrictions, and annual or periodic limits.

named programs · 5 · from sources

What they call their work

Dental Benefits Plans
Offers four dental plans for retirees: UnitedHealthcare PPO, DHMO, SOC Buy-Up Plan, and Humana Comp Benefits (Florida only); includes network providers, varying cost shares, and annual maximums up to $3,000 per individual.
HIP Health/Prescription Rider Reimbursement
Provides retired members with HIP coverage an annual reimbursement of up to $350 (prorated if not enrolled全年) for the HIP High Option Rider that includes prescription drug coverage.
Optical Benefit Program
Annual benefit for eye exams, eyeglasses, or contact lenses through Visionworks/Davis Vision; includes full coverage for in-network exams and lenses, with frame allowances and contact lens credits.
Retiree Hearing Aid Benefit
Reimburses up to $150 per ear for hearing aids once every five years, requiring a physician's prescription and itemized bill; does not cover exams, repairs, or accessories.
SOC Prescription Drug Plan
Provides up to $7,000 annually for prescription drug expenses (up to $10,000 for Medicare-eligible individuals), administered by OptumRx with mandatory generic use and co-payments; includes mail-order pharmacy and prior authorization processes.
activities · 3 groups

What they do

  • Union and Association Benefit Funds 6 activities
    • Catastrophic health insurance coverage
      Provides catastrophic health insurance to cover non-reimbursed medical expenses from out-of-network providers, reimbursing 100% of GHI reasonable and customary charges within a calendar year. Offers up to $2 million in lifetime benefits for members and eligible dependents.
    • Dental benefits for active members
      Sponsors three dental plans for active members: UnitedHealthcare National Preferred Provider (PPO), UnitedHealthcare DHMO, and the SOC Buy-Up Plan. Conducts annual open enrollment from November 1–30. Offers access to over 67,000–104,000 participating dentists nationwide, with most in-network procedures covered at no cost under the Buy-Up Plan.
    • Dental benefits for retired members
      Sponsors four dental plans for retired members, including three nationwide plans and one Florida-specific plan. Provides access to over 67,000–104,000 participating dentists nationwide through UnitedHealthcare networks, with most in-network procedures covered at no cost under the SOC Buy-Up Plan. Offers premium-free options with broad network access.
    • Health and welfare benefits for retired NYPD superior officers and dependents
      Provides comprehensive health and welfare benefits to retired superior officers of the New York City Police Department and their eligible dependents, including prescription drug, vision, dental, hearing, and catastrophic health coverage. The fund serves over 4,600 retired members and their dependents, alongside active members.
    • Retiree health insurance premium assistance
      Reimburses retired members up to $350 annually for the cost of the HIP High Option Rider if they maintain HIP coverage.
    • Vision care benefits
      Provides annual vision benefits to members and eligible dependents, including no-cost eye examinations, one pair of prescription spectacle lenses, and full coverage for a frame from the Visionworks/Davis Vision collection. Offers full coverage for standard contact lenses annually or a $125 plus 15–20% credit toward non-plan lenses. Benefits are provided through Visionworks/Davis Vision.
  • Hearing Health Services and Support 1 activity
    • Hearing aid and ear mold reimbursement
      Reimburses retired members and eligible dependents up to $150 per ear for hearing aids once every five years; active members and dependents are eligible for up to $300 per ear. Provides reimbursement for ear molds for children in lieu of a new hearing aid during the same five-year cycle.
  • Pharmacy Access and Medication Assistance 1 activity
    • Prescription drug benefits administration
      Provides prescription drug benefits to members through OptumRx, including an Employer Group Waiver Plan (EGWP) for Medicare-eligible members effective January 1, 2025. Offers annual coverage up to $7,000 for non-Medicare members and up to $10,000 (plus $5,000 for families) for Medicare-eligible individuals. Covers medications fully for line-of-duty injuries and excludes combination drugs. Benefits are accessible via a network of over 60,000 pharmacies and through a mail-order pharmacy program.
financials · form 990 · fy2024
revenue
Total revenue$12.67M
Contributions & grants$00%
Program service revenue$12.03M95%
Investment income$640K5%
Other revenue$0
expenses
Total expenses$13.27M
Program expenses
Admin / overhead
Fundraising
Salaries & benefits$0
Grants paid out$0
Largest expense lineFacilities
balance sheet
Total assets$31.48M
Cash$5.25M
Investments$23.83M
Liabilities$2.89M
Net assets$28.59M
Liquid reserves26.3 mo
6 years on record · 2019–2024 · YoY revenue +0.5%
leadership · form 990 part vii · fy2024

Who runs it

paid leadership · 6
NameTitleHours/wkCompensation
MARY ANN PELLEGRITI FUND ADMINISTRATOR 20 $138K
LOUIS TURCO CO-CHAIRMAN 2 $121K
CHRISTOPHER MONAHAN CO-CHAIRMAN 2 $106K
JOHN BEATTIE TRUSTEE 2 $81K
JOHNNY RAMIREZ TRUSTEE THRU 9/27/24 2 $40K
ROBERT HACHEMESITER TRUSTEE 2 $26K
relationships · 19

Who they work with

  • American Hearing Benefits a Starkey Technologies Program Partner — Provides exclusive hearing care benefits to SOC Fund members, including free consultations, batteries, and warranties.
  • American Hearing Benefits a Starkey Technologies Program Partner — Provides exclusive hearing care benefits to SOC members, including free consultations, batteries, and warranty coverage.
  • Captains Endowment Association Partner — Co-negotiator of the collective bargaining agreement establishing the Health & Welfare Fund
  • City Clerk Government — Registers domestic partnerships for employee or retiree eligibility determination.
  • City of New York Government — Party to the collective bargaining agreement that funds the Health & Welfare Fund
  • Dentcare Partner — Underwrites the SOC Buy-Up dental plan for retired members.
  • Dentcare Partner — Underwrites the SOC Buy-Up dental plan.
  • Healthplex Partner — Administers the SOC Buy-Up dental plan alongside UnitedHealthcare.
  • Healthplex Partner — Administers the SOC Buy-Up dental plan in partnership with UnitedHealthcare.
  • Humana Partner — Administers the Comp Benefits Plan for Florida residents.
  • Lieutenants Benevolent Association Partner — Co-negotiator of the collective bargaining agreement establishing the Health & Welfare Fund
  • New York City Police Department Government — Administers the Line-of-Duty Injury Prescription Drug Program that covers medications in full for line-of-duty injuries.
  • OptumRx Partner — Administers the Employer Group Waiver Plan (EGWP) for Medicare-eligible retirees and dependents.
  • OptumRx Partner — Administers the Superior Officers Council Prescription Drug Plan and provides mail-order pharmacy services.
  • OptumRx Partner — Administers the prescription drug plan and mail-order pharmacy services for the Superior Officers Council Retiree Health and Welfare Fund.
  • UnitedHealthcare Partner — Administers multiple dental plans for retired members, including the National Preferred Provider and Exclusive Network plans.
  • UnitedHealthcare Partner — Administers multiple dental plans including the National Preferred Provider and Exclusive Network Dental Plan for the Superior Officers Council.
  • Visionworks/Davis Vision Partner — Administers the optical benefit program for retired members and dependents.
  • Visionworks/Davis Vision Partner — National vision care provider network that administers optical benefits for the fund.
strategies · 4

How they approach the work

Named approaches extracted from this org’s sources. Where others share an approach, follow it to see the full set of orgs running it.

  • Cost-Controlled Prescription Drug Management
    methodology: cost_control_pharmacy
    By implementing a suite of clinically grounded cost-control strategies—including mandatory generic formularies, step therapy, generic substitution, and clinical quantity limits—the organization reduces prescription drug expenditures while maintaining appropriate care, because these mechanisms ensure that lower-cost, clinically equivalent options are prioritized in a medically safe manner.
  • Employer Group Waiver Plan (EGWP) Alignment with Medicare
    methodology: egwp_medicare_alignment
    By aligning retiree prescription drug benefits with Medicare Part D standards through an Employer Group Waiver Plan (EGWP), the organization ensures compliance with federal cost-lowering mandates and achieves more sustainable benefit financing, because this alignment leverages regulated pricing and federal oversight to control long-term costs.
  • In-Network Care Delivery with Quality Standards
    methodology: network-based care delivery
    By maintaining a credentialed network of providers in vision and dental care and limiting coverage to in-network services, the organization ensures high-quality, standardized care, because network credentialing and in-network-only models enable oversight of provider qualifications and service consistency.
  • Supplemental Benefits Partnerships for Access Expansion
    methodology: supplemental-benefits-partnership
    By partnering with specialized providers to offer supplemental benefits such as hearing aid support, the organization improves access to critical health technologies, because these partnerships reduce financial and logistical barriers, enabling earlier adoption and sustained use of assistive devices.