named programs · 6 · from sources
What they call their work
Credit and Budget Counseling
Provides financial counseling to help clients manage debt, improve credit, and create household budgets as part of comprehensive housing support.
Emergency Housing
Operates emergency shelters and transitional housing programs for individuals and families experiencing homelessness or housing insecurity in Yates County.
Foreclosure Prevention Services
Provides free counseling through the Homeowner Protection Program (HOPP) in partnership with the NYS Attorney General to help homeowners avoid foreclosure through budgeting, lender negotiation, and option exploration.
Home Repair Program
Provides deferred loan funding to income-eligible homeowners in Yates County for health- and safety-related home repairs, including structural, roofing, electrical, plumbing, and accessibility improvements.
Homeownership Program
Offers HUD-certified homeownership education, financial counseling, mortgage application assistance, and post-purchase support to help residents achieve and sustain homeownership.
Rental Counseling and Apartment Leasing
Offers rental counseling services and leases agency-owned apartments to support stable housing for low-income residents.
activities · 4 groups
What they do
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First-Time Homebuyer Support Services 2 activities
- Provide affordable housing and housing counseling in Yates CountyProvides affordable, safe, decent, and sanitary housing for low- and moderate-income individuals and families in Yates County, and offers HUD-certified housing counseling through in-person, phone, video, and online channels. Services include rental counseling, homebuyer education, foreclosure prevention counseling, credit and budget counseling, and access to housing resources.
- Provide homeownership education and financial counselingOffers homeownership education classes, including First Time Homebuyers Education and eHOME programs, along with one-on-one financial counseling, mortgage application assistance, post-purchase counseling, and down payment assistance. Fees are charged for some education courses.
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Program Evaluation and Impact Research 1 activity
- Conduct research to inform program designUses anonymous, aggregated case file data to evaluate services, conduct research, and improve program design and service delivery.
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Home Repair Assistance for Low-Income Households 1 activity
- Deliver home repair assistance in Yates and Schuyler CountiesProvides home repair assistance to income-eligible homeowners in Yates County and, when funding is available, in Schuyler County. Repairs focus on health and safety issues including structural, roofing, electrical, plumbing, heating, accessibility, and septic/well systems, and are financed through deferred loans with 2–10 year terms and no monthly payments.
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Supportive and Emergency Housing Services 1 activity
- Operate emergency shelters and transitional housingOperates emergency shelters and transitional housing programs for individuals experiencing homelessness in Yates County.
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financials · form 990 · fy2023
revenue
Total revenue$1.85M
Contributions & grants$1.18M64%
Program service revenue$645K35%
Investment income$430%
Other revenue$29K
expenses
Total expenses$1.66M
Program expenses89%
Admin / overhead11%
Fundraising0%
Salaries & benefits$503K
Grants paid out$716K
Largest expense lineCompensation
balance sheet
Total assets$2.90M
Cash$405K
Investments$0
Liabilities$545K
Net assets$2.36M
Liquid reserves2.9 mo
5 years on record · 2019–2023 · YoY revenue +28.9%
leadership · form 990 part vii · fy2023
Who runs it
paid leadership · 3
| Name | Title | Hours/wk | Compensation |
|---|---|---|---|
| TARA CLARK | DIRECTOR OF FINANCE | 40 | $60K |
| DAVID PRETE | EXECUTIVE DIRECTOR | 40 | $50K |
| PETER VAZQUEZ | EXECUTIVE DIRECTOR | 40 | $16K |
board members · 6
- AMY COTNER — DIRECTOR
- GAGE SLADE — TREASURER
- KATHRYN DISBROW — PRESIDENT
- MARK MOON — DIRECTOR
- MIKE LIPARI — VICE PRESIDENT
- PENNY CHAPMAN — SECRETARY
relationships · 14
Who they work with
- Community Resource Center Partner — Co-located or affiliated service location providing community resources in Penn Yan, NY.
- Finger Lakes Community Health Partner — Collaborates under a memorandum of understanding to provide language assistance services for Spanish-speaking clients.
- Literacy Volunteers Partner — Collaborates under a memorandum of understanding to provide language assistance services for Spanish-speaking clients.
- NYS Division of Housing and Community Renewal Government — State funding source and program partner
- Office of Temporary and Disability Assistance Government — State funding source and program partner
- State of New York Office of the Attorney General Partner — Partnered with KHC in the Homeowner Protection Program (HOPP) to deliver foreclosure prevention services.
- The Nord Family Foundation Funder — Private foundation providing financial support
- U.S. Department of Housing and Urban Development (HUD) Government — HUD Certified Counseling Agency providing federally recognized housing counseling services.
- United States Department of Agriculture Government — Federal funding source and program partner
- United States Department of Housing and Urban Development Government — Approved Housing Counseling Agency by HUD
- United States Department of Housing and Urban Development Government — Federal funding source and program partner
- William G. McGowan Charitable Fund Funder — Charitable fund providing financial support
- Yates County Clerk's Office Government — Filing office for liens associated with the home repair program's deferred loans.
- eHome America Partner — Processes payments for the online Homeownership Education Course
strategies · 4
How they approach the work
Named approaches extracted from this org’s sources. Where others share an approach, follow it to see the full set of orgs running it.
- Certified Counseling Builds Housing Capacitymethodology: certified_homeownership_counselingBy using nationally certified counselors to deliver personalized housing and financial guidance, the organization increases clients’ capacity to achieve and maintain homeownership and avoid foreclosure, because structured, expert-led counseling improves financial decision-making and system navigation.
- Equitable Access Through Client-Centered Accommodationsmethodology: client-centered_service_deliveryBy offering flexible service delivery formats, language assistance, and disability accommodations, the organization removes systemic barriers to access, ensuring that housing services are inclusive and effective across diverse populations.
- Health and Safety Repairs as a Pathway to Housing Stabilitymethodology: health-and-safety-firstBy prioritizing critical health and safety repairs—such as structural integrity, electrical safety, and sanitation—over cosmetic improvements, the organization ensures that limited funds produce the greatest impact on household safety and habitability, especially when full remediation is not possible.
- Housing First Improves Stabilitymethodology: housing_firstBy improving both the quality and availability of housing for low- and moderate-income individuals, the organization increases housing stability in rural communities because stable, safe housing is foundational to long-term resident well-being and community resilience.