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Mahopac Teachers Association Benefit Fun
Baldwin Place, NY · EIN 141628255 · Form 990 · FY2024 · Medium ($1M-$10M) · mtabenefitfund.org
revenue
$1.2M
expenses
$1.1M
net assets
$115K
employees
0
program ratio
0%
mission · from form 990

TO PROVIDE HEALTH AND WELFARE BENEFITS TO IT'S ELIGIBLE PARTICIPANTS

profile · synthesized from sources

Mahopac Teachers Association Benefit Fund provides health and welfare benefits to employees of Mahopac Public Schools and their dependents, including active and retired teachers, managerial staff, and custodial supervisors. Benefits are funded through employer contributions and retiree-paid premiums, with coverage extending to medical, dental, vision, hearing, wellness, and legal services. The fund operates under a collective bargaining agreement and is administered by a third-party plan administrator.

named programs · 4 · from sources

What they call their work

COBRA Continuation Coverage
Allows continuation of health benefits for up to 18 months after employment ends, or up to 36 months for spouses and dependents under certain conditions
Retiree Benefits Program
Enables retired members to maintain dental, vision, hearing, legal, and financial counseling benefits by paying annual premiums
Variable Benefit Plan
Reimburses out-of-pocket medical, dental, optical, hearing, prescription, and wellness expenses for active and retired members and their dependents; claims must be filed by July 31 annually
Wellness Benefit
Reimburses gym and diet membership fees, as well as smoking cessation programs, for active and retired members
activities · 2 groups

What they do

  • Union and Association Benefit Funds 3 activities
    • Administers health and welfare benefits for active and retired members
      Provides health, dental, optical, life insurance, and hearing aid benefits to active and retired members of the Mahopac Teachers Association and their dependents through a trust-managed fund, funded by employer contributions and member payments. Benefits include COBRA continuation coverage and coordination of payments across multiple group health plans to ensure allowable expenses are fully covered without exceeding 100%.
    • Processes claims and coordinates benefits across multiple plans
      Processes claims for covered members after primary plan payment, ensuring additional benefits are provided up to 100% of allowable expenses. Coordinates benefits when multiple group health plans are involved to prevent overpayment, and maintains a formal appeals process for members to challenge benefit-related decisions.
    • Provides reimbursement for out-of-pocket and wellness-related expenses
      Offers monetary reimbursement to active members and retirees enrolled in the COBRA Plan for eligible expenses exceeding plan maximums, including medical, dental, optical, prescription, hearing aids, wellness, and over-the-counter costs. Also reimburses gym memberships, diet program fees, and therapeutic smoking cessation sessions upon completion of each paid membership cycle.
  • Retirement Benefits Education & Support 2 activities
    • Communicates benefit information to members and retirees
      Provides ongoing information about benefits to current and retired members through dedicated email systems, postal mail for major changes, and informational resources on retirement planning and benefit options.
    • Manages annual enrollment and retirement transition processes
      Conducts annual re-enrollment for retiree benefits each spring and supports members transitioning to retirement by providing required forms, hosting an annual Informational Retirement Session, and offering assistance with form completion and benefit elections. Retirees must complete and return enrollment and change-of-status forms by specified deadlines to maintain coverage.
financials · form 990 · fy2024
revenue
Total revenue$1.15M
Contributions & grants$00%
Program service revenue$1.13M98%
Investment income$8K1%
Other revenue$12K
expenses
Total expenses$1.12M
Program expenses0%
Admin / overhead0%
Fundraising0%
Salaries & benefits$40K
Grants paid out$0
Largest expense lineProfessional Fees
balance sheet
Total assets$366K
Cash$23K
Investments$341K
Liabilities$251K
Net assets$115K
Liquid reserves3.9 mo
3 years on record · 2022–2024 · YoY revenue +9.7%
leadership · form 990 part vii · fy2024

Who runs it

paid leadership · 9
NameTitleHours/wkCompensation
CHARLES JENSEN Chairperson 12 $8K
KELLY KISCHAK Chairperson 12 $8K
ANDREA TUCCILLO Trustee 5 $3K
EILEEN CLEMENTS Trustee 5 $3K
JAMES MELVILLE Trustee 5 $3K
KATE LEGERET Trustee 5 $3K
LISA TORNAMBE Trustee 5 $3K
TARA DELMONACO Trustee 5 $3K
TRACEY CASEY Trustee 5 $3K
relationships · 9

Who they work with

  • Administrative Services Only Partner — ASO serves as the plan administrator, handling billing, enrollment payments, and claims processing for MTABF retirement benefits.
  • Administrative Services Only, Inc. Partner — Third-party administrator handling claims processing for the Variable Benefit Plan.
  • Board of Education of Mahopac Government — Employer entity that makes contributions to the MTA Benefit Fund on behalf of covered employees.
  • Board of Education of the Mahopac Public Schools Partner — Employer party in collective bargaining agreement; provides contributions to fund benefits.
  • Mahopac Central School District Government — Administers major medical benefits for MTABF retirees.
  • Mahopac Middle School Partner — Designated mailing location for retirement forms and checks, served by building trustee.
  • Mahopac Teachers Association Network — Benefit fund associated with the Mahopac Teachers Association
  • Mahopac Teachers Association Partner — Union that established the fund through collective bargaining and designates trustees.
  • UPSEU Partner — Collaborates with UPSEU to provide retirement benefits and enrollment support for its members.
strategies · 4

How they approach the work

Named approaches extracted from this org’s sources. Where others share an approach, follow it to see the full set of orgs running it.

  • Centralized Governance with Trustee Authority
    methodology: centralized_governance
    By centralizing decision-making under a Board of Trustees, the Fund establishes uniform rules and retains prudent discretion to modify or terminate benefits, because this structure ensures financial sustainability, legal compliance, and consistent administration while reserving the right to adapt to changing circumstances without creating vested member entitlements.
  • Collective Bargaining-Based Benefit Design
    methodology: collective_bargaining
    By negotiating funding and benefit structures through collective bargaining between the Mahopac Teachers Association and the Board of Education, the Fund ensures benefits reflect mutual agreement and labor negotiations, aligning with workforce needs and institutional capacity because the authority and design of the Fund are rooted in contractual labor agreements rather than unilateral decisions.
  • Coordination of Benefits and Cost Recovery Framework
    methodology: coordination_of_benefits
    By applying rules such as the birthday rule and requiring third-party reimbursement, the Fund coordinates payer responsibilities and recovers costs from external sources, because this reduces duplicate payments, ensures primary liability is correctly assigned, and protects the Fund’s financial integrity when members have overlapping coverage.
  • Member Education and Informed Choice Model
    methodology: member_education_model
    By providing educational resources and structured guidance during enrollment, the Fund enables members to make informed decisions about benefit selection and supplemental coverage, because understanding their options increases alignment between individual needs and chosen plans, leading to more effective utilization and preparedness.