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BOCES TEACHERS ASSOCIATION BENEFIT TRUST

RYE, NY · EIN 137091101 · Form 990 · FY2024 · NTEE Y43 · Mutual & Membership Benefit · Small ($100K-$1M) · bocesta.net
revenue
$467K
expenses
$355K
net assets
$1.1M
employees
0
mission · from form 990

THE FUND PROVIDES DENTAL, LIFE, LEGAL SERVICES AND DISABILITY BENEFITS TO ACTIVE PARTICIPANTS.

profile · synthesized from sources

BOCES Teachers Association Benefit Trust is a mutual benefit organization serving active participants in the BOCES Teachers Association. It provides dental, life, legal services, and disability benefits to its members. The trust operates in Rye, New York, supporting education professionals through supplemental benefits and retirement planning resources.

named programs · 3 · from sources

What they call their work

BASIS (Before and After School Intervention Services)
Provides home-based intervention services for students in Westchester County and adjacent areas, including tutoring, homework assistance, and occupational/physical/speech therapy.
Know Your Rights Survey and Education
Monthly educational initiative highlighting members' rights under New York State Education Law and Commissioner’s Regulations, based on survey responses.
LAP 1:1 Conversations
Member engagement campaign where volunteers conduct short, personal conversations with fellow members to strengthen union relationships.
activities · 9 groups

What they do

  • Union and Association Benefit Funds 4 activities
    • Administration of benefit programs for certified staff
      Administers comprehensive benefit programs for certified staff, including health, dental, vision, financial, and wellness benefits.
    • Administration of health and dental benefits
      Provides dental benefits, annual eye exams, coverage for glasses or contact lenses, and increased orthodontic benefit coverage (up to $2,500 per dependent) for certified staff and their family members.
    • Provision of life, disability, and legal benefits
      Provides life and disability benefits to active participants and offers free legal documents—including wills, healthcare proxies, powers of attorney, and living wills—through the law firm Feldman, Kramer and Monaco.
    • Reimbursement for health and wellness expenses
      Offers up to $400 in annual reimbursement for health and wellness expenses, including gym memberships, fitness classes, nutrition programs, and spa treatments.
  • Organized Member Social Events 2 activities
    • Hosting of member events
      Hosts social events for members, including an end-of-year happy hour attended by nearly 70 members.
    • Member solidarity initiatives
      Distributes complimentary t-shirts to all BTA members to build solidarity and unity.
  • Labor Union Representation & Organizing 1 activity
    • Advocacy for member employment rights
      Advocates on behalf of members to secure decent wages, affordable health care, job security, fair scheduling, and safe and respectful workplaces.
  • Financial Coaching and Credit Counseling 1 activity
    • Delivery of financial planning services
      Provides six free financial planning sessions per member through Stacey Braun Associates as part of expanded benefits for certified staff.
  • Holiday and Seasonal Essentials Distribution 1 activity
    • Funding charitable food drives
      Funds and organizes a holiday food drive that collected $200 and 1,190 pounds of food, delivered to Feeding Westchester to support hundreds of meals for families in Westchester County during the 2025 holiday season.
  • Charitable Grantmaking to Specific Causes 1 activity
    • Grantmaking to external charities
      Funds external charitable organizations, including a $350 donation to St. Jude's Children's Research Hospital.
  • Union Member Training & Leadership Development 1 activity
    • Know Your Contract campaign
      Runs an ongoing campaign to educate certified staff about their contract, including incentives and recognition for at least 30 members who participated.
  • Membership & Sponsorship Development 1 activity
    • Member engagement and outreach
      Conducts one-on-one conversations with members to strengthen relationships, gather input on member perceptions and charity interests, and support ongoing engagement; over 395 such conversations were conducted in recent campaigns.
  • Internal Organizational Elections 1 activity
    • Support for organizational elections
      Counts and certifies ballots for BTA elections and hosts candidate forums, such as a Zoom event for members to meet 2026 election candidates.
financials · form 990 · fy2024
revenue
Total revenue$467K
Contributions & grants$00%
Program service revenue$442K94%
Investment income$26K6%
Other revenue$0
expenses
Total expenses$355K
Program expenses
Admin / overhead
Fundraising
Salaries & benefits$15K
Grants paid out$0
Largest expense lineProfessional Fees
balance sheet
Total assets$1.18M
Cash$893K
Investments$289K
Liabilities$50K
Net assets$1.13M
Liquid reserves40.0 mo
6 years on record · 2019–2024 · YoY revenue +13.2%
leadership · form 990 part vii · fy2024

Who runs it

paid leadership · 5
NameTitleHours/wkCompensation
EILEEN MCGARVEY TERM ENDED 07/2024 0 $20K
MAIREAD SCHUELEIN TRUSTEE 2 $19K
STACEY DIPAOLA TREASURER 1 $14K
MELISSA BARRETO CHAIRPERSON 2 $10K
SUSAN CARFORO SECRETARY 1 $4K
relationships · 25

Who they work with

  • AFT Partner — Partnered with the AFT to offer free CTLE hours on AI in the classroom.
  • Davis Vision Partner — Provider of vision insurance benefits.
  • Davis Vision Partner — Provides vision care benefits including annual exams and corrective eyewear for members and their families.
  • Delta Dental Partner — Provider of dental insurance benefits.
  • Delta Dental Partner — Provides dental insurance coverage for members using group number 10919.
  • Election Committee Partner — Committee responsible for overseeing the election process, including counting and certifying ballots.
  • FKM Law Partner — Provider of legal services benefits.
  • Feeding Westchester Partner — Partner organization receiving donations from the BTA holiday food drive.
  • Feeding Westchester Partner — Partner organization that received food and monetary donations from the BTA Holiday Food Drive.
  • Feldman, Kramer and Monaco Partner — Provides free legal documents and services including wills, healthcare proxies, and power of attorney through a legal security package.
  • Mid-Island Mortgage Partner — Provides expert guidance in a joint webinar with BTA on homebuying, refinancing, and equity building for members.
  • NYSUT Network — Endorser of vision and other member benefits.
  • NYSUT Network — Provides supplementary member benefits such as free Calm app subscriptions, discounts, and savings on various services.
  • NYSUT Partner — Collaborated on advocacy efforts to reform Tier 6 pension provisions.
  • NYSUT Partner — Collaborates with NYSUT on events, benefits, professional development, and advocacy efforts including the Fix Tier 6 rally and provision of retirement, will preparation, and CTLE services.
  • NYSUT Member Benefits Partner — Co-hosts an informational webinar on homebuying and refinancing for members.
  • New York State Teachers' Retirement System (NYSTRS) Government — Offers Pension & Retirement Education Program (PREP) Seminars for BTA members.
  • St. Jude’s Children’s Research Hospital Partner — Recipient of a $350 donation from the BTA.
  • Stacey Braun Partner — Provides financial counseling services to BTA members through the Benefits Trust.
  • Stacey Braun Associates Partner — Provides financial planning services to members as part of a new benefit offering.
  • Stacey Braun Associates Partner — Provides six free financial planning sessions to members as a new benefit starting March 1, 2026.
  • Stacey Braun Financial Planning Partner — Provider of financial planning services.
  • UFT Partner — Co-sponsored free CTLE hours on AI in the classroom with the AFT.
  • UNUM Partner — Offers additional benefits including long-term disability, life insurance, and accidental death and dismemberment insurance to certified staff.
  • UNUM Partner — Provider of life, accidental death and dismemberment, and long-term disability insurance benefits.
strategies · 3

How they approach the work

Named approaches extracted from this org’s sources. Where others share an approach, follow it to see the full set of orgs running it.

  • Collective Bargaining for Workplace Standards
    methodology: collective_bargaining
    By negotiating union contracts through collective bargaining, the organization secures defined improvements in compensation, hours, benefits, and workplace safety, because structured labor agreements create enforceable standards that protect and advance member welfare.
  • Member Engagement via One-on-One Conversations
    methodology: member-engagement-through-1to1-conversations
    By conducting brief, personal conversations with members, the organization strengthens relationships and identifies individual needs, because direct interpersonal contact builds trust and enables more responsive support than top-down communication.
  • Participatory Benefit Design through Member Governance
    methodology: participatory_benefit_design
    By involving members in decisions about health and wellness benefit allocations through elected Trustee voting, the organization increases relevance and utilization of benefits, because member-driven design fosters ownership, trust, and alignment with actual needs.