named programs · 5 · from sources
What they call their work
Affordable Housing Development
Develops and manages affordable rental and for-sale housing units for low- and moderate-income families and seniors, including properties like Murphy Manor, Youngblood Senior Apartments, and Devan’s Gate.
Credit Counseling
Offers financial counseling to help individuals manage personal finances, improve credit scores, and prepare for homeownership.
Foreclosure Prevention Counseling
Provides HUD-approved counseling to homeowners facing mortgage delinquency or foreclosure, including financial review, lender negotiation, legal referral, and support during settlement conferences.
Homeownership Counseling
Supports first-time homebuyers through pre-qualification, mortgage process guidance, down payment education, and budgeting for homeownership.
Rental Counseling
Assists individuals and families in finding affordable rental housing and understanding tenant rights and responsibilities.
activities · 2 groups
What they do
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First-Time Homebuyer Support Services 2 activities
- Hosts First Time Homebuyer WorkshopOrganizes educational workshops to guide individuals through the home buying process, featuring input from industry professionals and designed to support first-time homebuyers in Rockland County.
- Provides HUD-approved housing counseling servicesOffers comprehensive HUD-approved counseling including rental counseling, homeownership counseling, credit and budget counseling, mortgage guidance, and foreclosure prevention services to residents in Rockland and Orange Counties. Services include one-on-one and online homebuyer counseling, personalized spending and savings plans, credit report education, and assistance resolving credit issues.
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Affordable Housing Development and Management 1 activity
- Develops and operates affordable rental housing for low- and moderate-income individuals and familiesCreates and manages affordable rental housing units for low- and moderate-income individuals and families in Rockland County, including specific developments such as Nyack Point Apartments (33 units), Murphy Manor Apartments (26 units), Youngblood Senior Apartments (26 units), and Devan’s Gate I & II (24 units). The organization has constructed over 450 rental and for-sale homes in Rockland and Orange Counties since 1986.
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financials · form 990 · fy2024
revenue
Total revenue$3.81M
Contributions & grants$2.79M73%
Program service revenue$981K26%
Investment income$5K0%
Other revenue$34K
expenses
Total expenses$3.88M
Program expenses97%
Admin / overhead3%
Fundraising0%
Salaries & benefits$1.39M
Grants paid out$0
Largest expense lineCompensation
balance sheet
Total assets$3.93M
Cash$683K
Investments$0
Liabilities$2.68M
Net assets$1.25M
Liquid reserves2.1 mo
5 years on record · 2019–2024 · YoY revenue +127.8%
leadership · form 990 part vii · fy2024
Who runs it
board members · 13
- DIANE GUERRA — Director
- DR DON HAMMOND — Director
- DR EGBERT SHILLINGFORD JR — Director
- EILEEN CLIFFORD — Treasurer
- HELEN KENNY BURROWS — Director
- IRA SCHOEPS — President
- KEITH LIBOLT — Director
- KIMBERLY DENISE WESTON — Director
- MICHAEL KROOG — Director
- ONIKKA WHITEHEAD — Director
- RENOLD JULIEN — Director
- THERESA SMITH — Executive Dir.
- YOLANDA BARHAM — President
relationships · 10
Who they work with
- Legal Aid Society of Rockland County Partner — Collaborates to help homeowners obtain free legal representation during foreclosure proceedings.
- M&T Bank Partner — Co-hosts a First Time Homebuyer Workshop with the Rockland Housing Action Coalition.
- Regan Development Partner — Partner developer for Lilac Ridge at Clarkstown affordable housing project.
- U.S. Department of Housing and Urban Development Government — HUD-approved housing counseling agency
- U.S. Department of Housing and Urban Development Government — Housing counselors are HUD-approved, indicating a formal affiliation with HUD standards and oversight.
- community based organizations Partner — Collaborates with community-based organizations to expand access to affordable housing and support services.
- ehomeamerica.org Partner — Partner organization providing an online homebuyer education course platform used by RHAC.
- government officials Government — Works with federal, state, and local government officials to secure grants and support affordable housing development.
- lending institutions Partner — Partners with lending institutions to obtain financing for new housing developments.
- local builders Partner — Collaborates with local builders who reduce fees to help develop quality, cost-effective homes.
strategies · 3
How they approach the work
Named approaches extracted from this org’s sources. Where others share an approach, follow it to see the full set of orgs running it.
- Housing First and Financial Empowerment Pathway 195 orgsmethodology: housing_firstBy integrating affordable housing development with comprehensive financial and rental counseling, we produce housing stability and increase pathways to homeownership because addressing both structural access and personal financial capability creates compounding benefits for low- and moderate-income residents.shared approach: Community-Centered Co-Creation →
- Partnership-Driven Cost Reduction Model 195 orgsmethodology: partnership-driven_developmentBy leveraging partnerships with builders, lenders, government, and legal aid organizations, we reduce the cost of housing access and improve outcomes because shared investment and cross-sector collaboration lower financial barriers while increasing service quality and reach.shared approach: Community-Centered Co-Creation →
- Personalized Financial Capability Building 41 orgsmethodology: personalized_financial_counselingBy using individualized financial counseling and goal-aligned action planning, we improve financial literacy and debt management because tailored support increases client engagement and real-world application of financial skills.shared approach: Integrated Financial Empowerment →