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Norton Troy Employees Credit Union

Cohoes, NY · EIN 140496597 · Form 990 · FY2021 · Micro (<$100K)
revenue
$47K
expenses
$115K
net assets
$868K
employees
3
program ratio
100%
mission · from form 990

Supporting the Employees of St Gobain and Retirees of St Gobain, Norton & Nashua Companies

profile · synthesized from sources

Norton Troy Employees Credit Union is a financial institution serving employees and retirees of St Gobain, Norton, and Nashua Companies. Based in Cohoes, NY, it provides credit union services including savings, loans, and financial products exclusively to its member-employees and retirees. The organization operates as a not-for-profit, member-owned cooperative.

named programs · 1 · from sources

What they call their work

Member Financial Services
Provides savings accounts, checking accounts, personal and auto loans, and other financial products to employees and retirees of St Gobain, Norton, and Nashua Companies
activities · 1 group

What they do

  • Credit Union Financial Services 1 activity
    • Providing financial services to company employees and retirees
      Offers financial services to employees and retirees of St Gobain, Norton, and Nashua Companies, operating as a credit union focused on this specific membership base.
financials · form 990 · fy2021
revenue
Total revenue$47K
Contributions & grants$00%
Program service revenue$00%
Investment income$47K99%
Other revenue$337
expenses
Total expenses$115K
Program expenses100%
Admin / overhead0%
Fundraising0%
Salaries & benefits$88K
Grants paid out$0
Largest expense lineCompensation
balance sheet
Total assets$5.11M
Cash$3.90M
Investments$0
Liabilities$4.24M
Net assets$868K
Liquid reserves408.5 mo
2 years on record · 2020–2021 · YoY revenue -64.2%
leadership · form 990 part vii · fy2021

Who runs it

paid leadership · 4
NameTitleHours/wkCompensation
Joan Theilmann Manager 35 $42K
Stacey Drabik Assistant Manager 35 $29K
Nancy OMalley Accounting Manager 12 $6K
Robert Goyer Secretary 20 $3K
board members · 6
  • Brian Skiba — Supervisory Committee
  • John Fecura — Supervisory Committe
  • John Goyer — Supervisory Committee
  • Richard Hennessey — Supervisory Committee
  • Robert Stewart — Chairman
  • Roderick Cripps — Vice Chairman
relationships · 3

Who they work with

  • Nashua Companies Partner — Affiliated company providing membership eligibility
  • Norton Partner — Affiliated company providing membership eligibility
  • St Gobain Partner — Primary affiliation for membership eligibility
strategies · 1

How they approach the work

Named approaches extracted from this org’s sources. Where others share an approach, follow it to see the full set of orgs running it.

  • Closed-Membership Credit Union Model
    methodology: closed_membership_credit_union
    By limiting membership to employees and retirees of specific companies, the credit union fosters a trusted, community-based financial environment because shared employment ties increase accountability, reduce risk, and strengthen member engagement.