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22 ORGS · 49 ACTIVITIES ← all strategies ·
approach

Interest-Free Lending

By providing interest-free loans and grants, organizations reduce financial barriers and promote economic stability, because eliminating interest lowers repayment burdens and aligns financial support with charitable mission rather than profit. This strategy centers on using no-cost capital—through loans without interest or direct grants—to increase financial accessibility for individuals and organizations in crisis. It is distinct from traditional microfinance or credit models that rely on repayment with interest, as it prioritizes dignity, debt avoidance, and long-term stability over financial recoupment. While some variations include financial counseling or community-based funding, the core mechanism across all instances is the removal of interest to make capital ethically and practically accessible.

22
orgs running it
49
activities of those orgs
12
activity groups touched
who runs it

Organizations running this strategy · 22

what it looks like in practice

Activities of orgs running this strategy

A sample of programmatic activities from the orgs above — what the strategy looks like on the ground.

  • Operates a synagogue for worship and community gatherings Congregation Abu Sholem Shabazi Inc
    direct service
    Manages and maintains a synagogue facility to host religious services and community events as a central part of its mission.
  • Provides interest-free loans to eligible applicants Congregation Abu Sholem Shabazi Inc
    direct service
    Offers interest-free financial loans to individuals who meet eligibility criteria as part of its charitable programming.
  • Advocate for gender equality and against gender-based violence FXB USA INC
    advocacy
    Conducts community awareness activities to prevent domestic and sexual violence and promote gender equality, fostering equitable relationships and safer communities.
  • Build climate resilience and provide climate education FXB USA INC
    direct service
    Integrates climate change adaptation and resilience into community programming and delivers climate education to youth and local populations, preparing marginalized communities for environmental challenges.
  • Conduct and disseminate research on health, human rights, and child development FXB USA INC
    research
    Co-publishes research reports, including assessments of FXBVillage programs and the Joint Learning Initiative on Children and AIDS (JLICA), and funded a groundbreaking study on AIDS in the 21st century to advance holistic understanding of the disease.
  • Conduct public awareness and communications on development issues FXB USA INC
    direct service
    Engages in communications and public relations to raise awareness about international development, poverty alleviation, and climate change, and to share program impacts with stakeholders.
  • Empower women and strengthen family economic capacity FXB USA INC
    direct service
    Implements programs to enhance women's skills, economic opportunities, and decision-making roles in families and communities, while strengthening household economic stability to support child development and education.
  • Equip youth as climate advocates and activists FXB USA INC
    capacity building
    Runs the FXB Climate Advocates program and provides tools and knowledge to youth aged 13–25 worldwide to lead climate action and implement solutions at local, national, and international levels.
  • Fiscally sponsor and allocate funds to poverty alleviation and equity initiatives FXB USA INC
    grantmaking
    Allocates donated funds to urgent organizational priorities and fiscally sponsors projects that advance equity, promote innovative poverty alleviation approaches, and commission and disseminate global research, including initial funding to Association François-Xavier Bagnoud.
  • Fund research, education, and institutional development through grantmaking FXB USA INC
    grantmaking
    Funds research and clinical programs led by Dr. James Oleske via the FXB Center and an endowed chair at Rutgers, supports aerospace research and scholarships at the University of Michigan, and established the François-Xavier Bagnoud Center for Health and Human Rights at Harvard through major donations and infrastructure funding.
  • Implement VillageFXB holistic poverty alleviation programs FXB USA INC
    direct service
    Operates the VillageFXB model, a three-year integrated development program that addresses extreme poverty through economic empowerment, housing, food security, education, health, and climate resilience, lifting nearly 120,000 adults and children out of extreme poverty through 211 programs globally, with 86% of families remaining independent four years post-completion.
  • Publish educational and advocacy materials for vulnerable populations FXB USA INC
    direct service
    Developed the "I am Who" manual for children affected by AIDS, recognized by UNICEF in China, and published "Iridescent Reflections," a collection of stories and poems by youth worldwide, to amplify youth voices and promote child well-being.
  • Support orphaned and HIV-affected children through residential care and pediatric services FXB USA INC
    direct service
    Provides family-style residential care for orphaned, HIV-positive, or AIDS-affected children in Washington D.C., and established a pediatric care center in Newark, New Jersey, in partnership with Rutgers University, focusing on pediatric and perinatal HIV, allergies, and infectious diseases.
  • Providing assistance to needy, sick, or disabled individuals L & D 1368 INC
    direct service
    Supports needy, sick, or disabled individuals, including through the provision of interest-free loans.
  • Providing early childhood education and care L & D 1368 INC
    direct service
    Offers quality care and educational services to preschool-aged children.
  • Supporting religious organizations L & D 1368 INC
    direct service
    Provides support to religious organizations.
  • Funding nonprofit organizations and providing interest-free loans for economic rehabilitation RVC COMMUNITY FUND INC
    grantmaking
    Provides grants and interest-free loans to support nonprofit organizations with similar purposes and to support the economic rehabilitation of individuals in Rockville Centre.
  • Providing interest-free loans to individuals HASKELL WELLER CHARITY FUND
    direct service
    Offers interest-free loans to individuals in need, as reported in IRS Form 990 filings.