irs program accomplishments · form 990 part iii · fy2025
What they reported doing
- #1 primary $627KHUD SECTION 8 ADMINISTRATIVE FEES ARE USED TOWARDS STAFF SALARIES, FRINGE AND ALL COSTS RELATED TO THE IMPLEMENTATION OF THE PROGRAM.
named programs · 7 · from sources
What they call their work
Fair Housing Assistance
Educates tenants and landlords about legal rights regarding housing discrimination, particularly source of income protections under New York State law.
First Time Homebuyer Counseling
Provides pre-purchase counseling on credit, budgeting, mortgage readiness, and financing options, including online education through eHome America.
Free Foreclosure Prevention Assistance
Provides counseling and works with lenders to arrange work-out agreements, short sales, and other remedies for homeowners facing foreclosure.
Home Improvement Program
Administers NYS Affordable Housing Corporation grants to assist owner-occupied homeowners with necessary repairs, subject to income and asset limits.
Housing Choice Voucher Program
Administers Section 8 vouchers to help eligible low-income tenants rent qualified housing units.
Reverse Mortgage Counseling
Offers HUD-certified face-to-face counseling for Home Equity Conversion Mortgages (HECM), helping seniors understand loan terms and alternatives.
Senior Housing
Owns and manages four senior housing complexes: Gleneida Housing, Gleneida Senior Apartments, Lakeview Housing, and Senior Housing at Mahopac Hills, serving low-income seniors in Putnam County.
activities · 6 groups
What they do
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First-Time Homebuyer Support Services 5 activities
- Down payment and closing cost assistance administrationAdministers down payment and closing cost assistance for eligible homebuyers through the Federal Home Loan Bank of New York Homebuyer Dream Program.
- First-time homebuyer education and counselingOffers first-time homebuyer counseling covering housing goals, credit review, budgeting, savings, mortgage readiness, and financing options; includes online education via partnership with eHome America, followed by in-person counseling and certificate issuance.
- Foreclosure prevention counseling and interventionProvides comprehensive foreclosure prevention counseling, including reviewing financial situations, advising on options such as forbearance and loan modification, arranging work-out agreements and short sales, attending Mandatory Court Settlement Conferences, and referring clients to legal aid or social services; processes applications within one week of receipt.
- Housing Choice Voucher homeownership programEnables eligible Housing Choice Voucher participants to use their voucher subsidy toward monthly homeownership expenses, supporting low-income families in transitioning from rental to ownership.
- Housing counseling for reverse mortgages (HECM)Provides face-to-face counseling for homeowners considering a Home Equity Conversion Mortgage (HECM), issues required certificates of completion, and advises on HECM as one of several foreclosure prevention or financial planning options.
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Language Access Services 1 activity
- Accessibility and language access servicesProvides free interpretive services, TDD Relay services for the hearing-impaired, and ensures office accessibility for individuals with mobility or other disabilities upon request, maintaining a handicapped-accessible office at its Carmel, NY location.
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Affordable Housing Development and Management 1 activity
- Development and management of senior housingOwns and manages four senior housing complexes in Putnam County, including Gleneida Housing (24 units), Gleneida Senior Apartments (24 units), Lakeview Housing (24 units), and Senior Housing at Mahopac Hills (48 units), providing affordable one-bedroom or 540 sq ft apartments for seniors.
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Housing Policy Advocacy & Tenant Organizing 1 activity
- Equitable housing access and anti-discrimination outreachImplements an affirmative advertising and marketing program to ensure equitable access to housing regardless of race, color, religion, sex, handicap, familial status, or national origin, and provides information to housing assistance recipients about their legal rights under the New York State Human Rights Law regarding protection from source-of-income discrimination.
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Home Repair Assistance for Low-Income Households 1 activity
- Provision of home repair grants and improvementsProvides grant funding and administers programs to assist owner-occupied homeowners in Putnam County with necessary home repairs, completing nearly $4 million in home improvements.
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Uncategorized 1 activity
- Tenant maintenance and repair servicesPerforms non-emergency repairs for tenants in PCHC-managed buildings within approximately 7 days of request.
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financials · form 990 · fy2025
revenue
Total revenue$2.03M
Contributions & grants$585K29%
Program service revenue$1.42M70%
Investment income$13K1%
Other revenue$6K
expenses
Total expenses$1.97M
Program expenses91%
Admin / overhead9%
Fundraising0%
Salaries & benefits$1.43M
Grants paid out$0
Largest expense lineCompensation
balance sheet
Total assets$2.78M
Cash$967K
Investments$0
Liabilities$659K
Net assets$2.12M
Liquid reserves5.9 mo
5 years on record · 2020–2025 · YoY revenue +2.4%
leadership · form 990 part vii · fy2025
Who runs it
paid leadership · 2
| Name | Title | Hours/wk | Compensation |
|---|---|---|---|
| SUZANNE BROUGHT | EXECUTIVE DIRECTOR | 35 | $149K |
| ALLYSON HOGAN | C.F.O. | 35 | $81K |
board members · 10
- BARBARA SCUCCIMARRA — DIRECTOR
- CHRISTIAN RUSSO — DIRECTOR
- CONSTANCE FAGAN — VICE PRESIDENT
- DEACON JOHN SCARFI — DIRECTOR
- EDWARD SCHAFFER — DIRECTOR
- JOEL GREENBERG — PRESIDENT
- MARGORIE SCHNEIDER — SECRETARY
- RABBI SARAH FREIDSON — DIRECTOR
- RICHARD WEISS — TREASURER
- SAM OLIVERIO — DIRECTOR
relationships · 30
Who they work with
- Beacon Bank Partner — Partner in delivering The Homebuyer Dream Program for home purchase assistance.
- Department of Housing and Urban Development Government — Financed construction of Lakeview Housing and Senior Housing at Mahopac Hills through the PRAC 202 Housing for the Elderly Program.
- Federal Home Loan Bank of New York Government — Funder and program sponsor for The Homebuyer Dream Program.
- Federal Home Loan Bank of New York Government — Source of funding for down payment and closing cost assistance through the Homebuyer Dream Program.
- HUD Funder — Provides funding for PCHC's housing counseling services.
- HVCU Partner — Partner in delivering The Homebuyer Dream Program for home purchase assistance.
- Hudson Valley Credit Union Partner — Partner financial institution assisting with first-time homebuying needs.
- Legal Services of the Hudson Valley Partner — Partner organization providing legal support in housing counseling and foreclosure prevention services.
- Legal Services of the Hudson Valley Partner — Receives referrals from PCHC for homeowners needing free legal services.
- M&T Bank Partner — Partner in delivering The Homebuyer Dream Program for home purchase assistance.
- NYS Affordable Housing Corporation Government — Provides grant funding administered by Putnam County Housing Corporation for home repairs.
- NYSEG Government — Utility company to which power outages must be reported for restoration.
- New York State Attorney General Home Ownership Protection Program Funder — Funds PCHC's foreclosure prevention assistance programs.
- New York State Attorney General Home Ownership Protection Program Government — Funder of the Counseling Program through HOPP.
- New York State Division of Human Rights Government — Entity through which Putnam County Housing Corporation directs individuals to file complaints regarding housing discrimination based on source of income.
- New York State HOME Program Government — Co-financed construction of Senior Housing at Mahopac Hills.
- New York State Housing Trust Fund Government — Financed construction of Gleneida Senior Apartments.
- New York State Housing and Community Renewal Government — State agency partner supporting housing and community development efforts in New York.
- New York State Office for the Aging Partner — Partner organization linked for resource access and collaboration on senior housing initiatives.
- New York State Office of Homes and Community Renewal Government — State agency that designates PCHC as a Rural Preservation Company and contracts with the organization for housing preservation activities.
- Putnam Community Action Program Partner — Local partner organization collaborating on community housing and support services.
- Putnam County Department of Social Services Partner — Receives referrals from PCHC for homeowners needing social services.
- Rural Development Government — Financed $1.4 million in construction costs for Gleneida Housing.
- Tompkins Community Bank Partner — Partner in delivering The Homebuyer Dream Program for home purchase assistance.
- U.S. Department of Housing and Urban Development Government — Federal agency partner providing regulatory guidance and potential funding for housing programs.
- U.S. Department of Housing and Urban Development Government — Refers individuals who believe they have experienced housing discrimination to HUD for complaint filing.
- U.S. Department of Housing and Urban Development (HUD) Government — Receives Section 8 funding and administrative fee reimbursements from HUD to support housing assistance programs.
- US Department of Housing and Urban Development Government — Funder of the Counseling Program and insurer of Home Equity Conversion Mortgages (HECM).
- US Department of Housing and Urban Development Government — HUD certifies the organization's HECM counselors and insures the reverse mortgage products discussed.
- eHome America Partner — Partner organization providing online homebuyer education platform used by PCHC clients.
strategies · 4
How they approach the work
Named approaches extracted from this org’s sources. Where others share an approach, follow it to see the full set of orgs running it.
- Housing First with Long-Term Investment Protectionmethodology: housing_firstBy providing direct home improvement investments and constructing transitional and senior housing, we stabilize vulnerable households because preserving existing housing and expanding affordable supply reduces displacement and supports long-term community stability. The use of recapture provisions with liens ensures public investments are protected and benefit remains in the community.
- Proactive Fair Housing Access through Affirmative Marketing and Anti-Discrimination Advocacymethodology: affirmative_marketingBy using affirmative marketing and educating voucher holders about source-of-income rights, we increase equitable access to housing because proactive outreach and legal empowerment counteract systemic discrimination and landlord bias in rental markets.
- Standards-Based, HUD-Certified Counseling for Informed Decision-Makingmethodology: standards_based_counselingBy delivering housing and financial counseling through HUD-certified, standards-compliant programs, we improve client outcomes because certification ensures professional consistency, builds trust, and supports informed decision-making—particularly in high-stakes contexts like reverse mortgage evaluation and homebuyer education.
- State and Federal Funding Leverage for Sustainable Housing Servicesmethodology: funding_leverage_modelBy securing state funding for core operations and utilizing HUD Section 8 administrative and tenant-based funding, we ensure continuity and scalability of housing services because blending public financing streams supports both organizational capacity and direct client assistance.