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NONPROFIT FINANCE FUND
NEW YORK, NY · EIN 133238657 · Form 990 · FY2024 · NTEE S500 · Community Improvement · Large ($10M-$50M) · nff.org
revenue
$31.8M
expenses
$27.7M
net assets
$84.3M
employees
112
volunteers
16
program ratio
74%
mission · from form 990

NONPROFIT FINANCE FUND IS A NONPROFIT LENDER, CONSULTANT, AND ADVOCATE. FOR 45 YEARS, WE'VE HELPED ORGANIZATIONS ACCESS THE MONEY AND RESOURCES THEY NEED TO REALIZE THEIR COMMUNITIES' ASPIRATIONS. ALONGSIDE OTHERS, WE'RE WORKING TO BUILD COMMUNITY WEALTH AND WELL-BEING AND PUT AFFORDABLE HOUSING, ESSENTIAL SERVICES, QUALITY JOBS, AND EXCELLENT EDUCATION WITHIN REACH OF MORE PEOPLE.

profile · synthesized from sources

Nonprofit Finance Fund is a community improvement organization that provides loans, consulting, and advocacy to strengthen nonprofits and advance community wealth and well-being. For over 45 years, it has helped organizations access capital and resources to support affordable housing, essential services, quality jobs, and education. The organization operates nationally, combining financial tools with research and policy influence.

named programs · 4 · from sources

What they call their work

Access to Capital
Provides tailored loans, lines of credit, and tax credits to help nonprofits meet financing needs such as facility acquisition, renovation, and cash flow management.
Bold Advocacy & Research
Conducts research and advocates for policy changes to improve the flow of money in the nonprofit financial system and strengthen the social sector overall.
Tailored Consulting
Offers customized financial guidance and resources to help nonprofit leaders navigate financial challenges, make strategic decisions, and communicate their financial story effectively.
Transformative Collaborations
Partners with organizations and stakeholders committed to supporting nonprofits and building stronger, more vibrant communities.
activities · 5 groups

What they do

  • Small Business and Nonprofit Lending 2 activities
    • Operating as a Community Development Financial Institution (CDFI)
      Functions as a certified CDFI and 501(c)(3) nonprofit to direct capital and financial services toward underserved communities and nonprofit organizations, particularly in distressed census tracts.
    • Providing loans and technical assistance to nonprofits and social enterprises
      Provides financing, including loans for facility acquisition or renovation, working capital, and cash flow management, alongside technical assistance and consulting services to nonprofits, social enterprises, funders, and investors nationwide. In 2024, deployed over $90 million in new loans across 36 projects in 12 states and delivered nearly 26,000 hours of consulting to 189 nonprofits.
  • Civil Rights Advocacy & Litigation 1 activity
    • Advocating for equitable nonprofit funding policies
      Advocates for sustained CDFI sector funding, inclusive government funding for nonprofits, and fairer, more accessible funding policies and practices at the national level.
  • Nonprofit Sector Research & Data Analysis 1 activity
    • Conducting research on nonprofit sector financial health
      Conducts and publishes the State of the Nonprofit Sector Survey, gathering input from nonprofit leaders across the United States. Has conducted the survey ten times since 2009, collecting thousands of responses to assess sector challenges and trends.
  • Nonprofit Capacity Building Services 1 activity
    • Delivering capacity-building programs and financial education
      Offers one-on-one consulting, cohort-based convenings, workshops, and partnerships to strengthen nonprofit financial decision-making. Also provides training for philanthropic staff on expanding community investments beyond grantmaking and supports the design and management of customized loan funds.
  • Language Access Services 1 activity
    • Providing multilingual access to services and information
      Offers translations of organizational information and webinars into Spanish and other languages upon request, subject to availability and cost constraints, to improve accessibility for diverse nonprofit clients.
financials · form 990 · fy2024
revenue
Total revenue$31.79M
Contributions & grants$16.41M52%
Program service revenue$14.44M45%
Investment income$921K3%
Other revenue$25K
expenses
Total expenses$27.68M
Program expenses74%
Admin / overhead21%
Fundraising5%
Salaries & benefits$16.00M
Grants paid out$1.07M
Largest expense lineCompensation
balance sheet
Total assets$259.59M
Cash$46.69M
Investments$204.08M
Liabilities$175.29M
Net assets$84.30M
Liquid reserves108.7 mo
3 years on record · 2020–2024 · YoY revenue +29.1%
leadership · form 990 part vii · fy2024

Who runs it

paid leadership · 10
NameTitleHours/wkCompensation
AISHA BENSON CEO 50 $457K
KRISTIN GIANTRIS CHIEF OF CLIENT SERVICES 50 $323K
JANALEE REED CHIEF OPERATING OFFICER 50 $318K
JENNIFER TALANSKY VP, MARKETING & COMMUNICATIONS 50 $301K
ONIKA MAHABAL CHANGED NAME FROM ONI VP, (FINANCING) 50 $260K
JESSICA LABARBERA CHIEF OF STAFF 50 $257K
BETH DOREIAN CFO (THRU 11/15/24) 50 $246K
JENNIFER KAWAR VP, INVESTOR RELATIONS 50 $242K
DAVID STREIM VP, FINANCING 50 $217K
BHAVANI DARYANANI INTERIM CFO EFFECTIVE 10/24 50 $52K
board members · 15
  • ALLYN MAXFIELD STEELE — BOARD MEMBER UNTIL 06/24
  • BERIT ASHLA — ASSISTANT BOARD SECRETARY
  • BRENDA LOYA — DIRECTOR
  • CHRIS IGLESIAS — DIRECTOR
  • GEORGETTE WONG — BOARD CHAIR
  • GREGORY ROBINSON — BOARD VICE CHAIR
  • HASSAN KINGSBERRY — DIRECTOR
  • IVY DRAUGHAN — DIRECTOR
  • JOE SILVER — DIRECTOR
  • KRIS PUTNAM-WALKERLY — DIRECTOR
  • KRISTINA DIXON — BOARD TREASURER
  • LISA WILLIAMS — DIRECTOR
  • NEHA SHAH — DIRECTOR SINCE 12/24
  • NIKE IRVIN — DIRECTOR
  • PHILLIP CLAY — SECRETARY
relationships · 12

Who they work with

  • Bluesky Partner — Platform used for organizational outreach and engagement
  • CDFI Fund Government — Federal funder and oversight body for NFF as a certified Community Development Financial Institution.
  • Clara Miller Partner — Founder and former president and CEO of Nonprofit Finance Fund
  • LinkedIn Partner — Platform used for organizational outreach and engagement
  • Neighbors Together Partner — Collaborated with Neighbors Together at a press conference supporting nonprofit workers' wages.
  • Project Open Hand Partner — Client organization whose CEO reported improved ability to articulate financial value and costs after working with NFF.
  • Sure We Can Partner — Client organization whose executive director credited NFF support with enabling long-term planning and visioning.
  • U.S. Department of the Treasury Government — Subject to U.S. Department of the Treasury policy regarding nondiscrimination and civil rights compliance.
  • Urban Pathways Partner — Collaborated with Urban Pathways staff and community members at a Prevailing Wage press conference.
  • YouTube Partner — Platform used for organizational outreach and engagement
  • government partners Government — Engages with government partners to advocate for policy and funding changes based on nonprofit sector data
  • philanthropy Partner — Collaborates with philanthropic entities to support nonprofit sector needs based on survey findings
strategies · 5

How they approach the work

Named approaches extracted from this org’s sources. Where others share an approach, follow it to see the full set of orgs running it.

  • Community-Engaged Co-Design
    methodology: community_engaged_co_design
    By co-designing programs with community partners and centering lived experience, we ensure solutions reflect local needs and aspirations because authentic community input leads to more effective, sustainable, and equitable outcomes.
  • Data-Driven Advocacy for Systemic Change
    methodology: data_driven_advocacy
    By using survey data to inform philanthropy, government, and community leaders about nonprofit needs, we drive systemic change because evidence-based advocacy shifts policy and funding priorities at scale.
  • Equitable Prosperity through Community-Anchored Nonprofits
    methodology: equitable_prosperity
    By directing capital and resources to nonprofits in disinvested communities, we build equitable prosperity because community-anchored organizations are best positioned to drive local wealth and well-being when adequately resourced.
  • Holistic Credit Assessment
    methodology: holistic_credit_assessment
    By evaluating an organization’s mission, impact, financial condition, and community connection—not just financial metrics—we expand access to capital for high-impact nonprofits that traditional lenders overlook because mission-aligned risk assessment enables more equitable financing.
  • Integrated Support Model
    methodology: integrated_support_model
    By combining capital, consulting, and advocacy, we strengthen nonprofit organizations and advance community wealth and well-being because access to financial resources alone is insufficient without strategic guidance and systemic change.